Erie County and Lancaster Town property record for 88 Southpoint Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,427 sqft · built 1993 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Feb 2016) |
| Tax Bill | $4,214 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.10-3-8 |
| Primary APN | 145289 126.10-3-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,427 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| 2nd Floor Area | 1,159 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 88 SOUTHPOINT DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2562 SL 39 |
| Legal Subdivision | SOUTHPOINT SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14207 |
Source: Erie County and Lancaster Town records · APN 145289 126.10-3-8
Assessment roll updated May 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 SOUTHPOINT DR, LANCASTER, NY 14086-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 10, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage Quitclaim |
| Jun 01, 2020 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Jun 01, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Jun 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2016 · Amount on Record |
| Deed Sale | Feb 12, 2016 · Amount on Record |
| Deed Document Number | 201630131 |
| Deed Book / Page | 11292 / 1513 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 0114594515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 10, 2026 |
| Property Address | 88 SOUTHPOINT DR, LANCASTER, NY 14086-3334 |
| Document Number | 0114594515 |
| Book / Page | 11459 / 4515 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202667126 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 SOUTHPOINT DR, LANCASTER, NY 14086-3334 |
| Date | Apr 10, 2026 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 88 SOUTHPOINT DR, LANCASTER, NY 14086-3334 |
| Document Number | 0113612622 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 88 SOUTHPOINT DR LANCASTER NY 140863334, LANCASTER, NY 14086-3334 |
| Document Number | 0113612622 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 011361/002622 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 07, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 88 SOUTHPOINT DR, LANCASTER, NY 14086-3334 |
| Document Number | 0139422576 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 88 SOUTHPOINT DR LANCASTER NY 140863334, LANCASTER, NY 14086-3334 |
| Document Number | 0139422576 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 013942/002576 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 88 SOUTHPOINT DR, LANCASTER, NY 14086-3334 |
| Document Number | 0139422558 |
| Instrument Date | Jun 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 88 SOUTHPOINT DR LANCASTER NY 140863334, LANCASTER, NY 14086-3334 |
| Document Number | 0139422558 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 013942/002558 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 07, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,214.00 (-51.72%) | $320,000 (-) Land $70,000 Building $250,000 | $500,000 (+12.51%) Land $109,375 Building $390,625 |
| 2024 | $8,729.00 | $320,000 (-) Land $70,000 Building $250,000 | $444,400 (+4.15%) Land $97,212 Building $347,188 |
| 2023 | $320,000 Land $70,000 Building $250,000 | $426,700 Land $93,341 Building $333,359 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), as of November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290142072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2000 · tidal / storm surge |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY1400421, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA LANCASTER serves 29,018 people |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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