88 Smith Rd, Mineral, VA 23117 Property Records

Louisa County property record for 88 Smith Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2017
Lot Size	4.66 acres (202,990 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Aug 2017)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28 12 1`

Property Details

APN / Parcel Number

Primary APN	`28 12 1`
Alternative APNs	`30954` `29470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Precast Concrete Panel
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	202,990 sqft (4.66 acres)
Garage Area	528 sqft
Porch	Slab
Porch Area	112 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29470
Street Address	88 SMITH RD
City	MINERAL
State	VA
Zip	23117-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	DICKINSON HILLS SUBD PB 9/48-50 LOT 1 DB 1525/256 4.66 AC
Legal Subdivision	DICKINSON HILLS SUBD
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	3
Census Block	3003
Census Tract	950202

Owner

88 Smith Rd is owned and occupied by an individual who bought it in August 2017.

Source: Louisa County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	88 SMITH RD, MINERAL, VA 23117-5160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Deed Document Number	20177414
Deed Book / Page	1525 / 256
Record Updated	Sep 20, 2026

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 30, 2017
Property Address	88 SMITH RD, MINERAL, VA 23117-5160
Document Number	1525/0256
Book / Page	1525 / 0256
Map Reference	DD 1305 PG 663
Instrument Date	Aug 29, 2017
Instrument	1700007414
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SMITH RD, MINERAL, VA 23117-5160

Mortgage

Document Number	0000007417
Date	Aug 30, 2017
Book Page	1525/0285
Instrument	170007417

Lender

Name	LOUISA HOUSING FOUNDATION INC
Type	Non-Lending Institution
Address	LANCASTER, PA 17602

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 88 Smith Rd was $2,340, up 10.7% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,600 (+4.46%) Land $62,800 Building $276,800	$339,600 (+4.46%) Land $62,800 Building $276,800
2025	$2,340.00 (+10.69%)	$325,100 Land $53,500 Building $271,600	$325,100 Land $53,500 Building $271,600
2024	$2,114.00
2023		$269,800 Land $45,500 Building $224,300
2022	$280.00		$269,800 Land $45,500 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Smith Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Rd

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