88 Smith Rd, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 88 Smith Rd, Hermon, ME 04401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,928 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$280,900 (Sep 2012)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:013 B:127 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:013 B:127 L:000`
Alternative APN	`2824`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
Basement Area	620 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2824
Street Address	88 SMITH RD
City	HERMON
State	ME
Zip	04401-0725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	127
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2018
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records · APN HERM M:013 B:127 L:000

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	88 SMITH RD, HERMON, ME 04401-0725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage ASSURANCE FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2012 · Amount on Record
Deed Sale	Sep 25, 2012 · Amount on Record
Deed Document Number	201228961
Deed Book / Page	12956 / 11
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	88 SMITH RD, HERMON, ME 04401-0725
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175680021
Date	Jul 23, 2025
Book Page	17568/21
Instrument	19287

Lender

Name	UPSTART MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	88 SMITH RD, HERMON, ME 04401-0725
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162290146
Date	Oct 13, 2021
Book Page	16229/146
Instrument	35101

Lender

Name	ASSURANCE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,595.00 (+21.75%)	$387,800 (+12.02%) Land $66,200 Building $321,600
2024	$3,774.00 (+1.51%)	$346,200 (+9.42%) Land $59,000 Building $287,200
2023	$3,718.00 (+19.74%)	$316,400 (+21.27%) Land $54,900 Building $261,500
2022	$3,105.00	$260,900 Land $48,800 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190100002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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