88 Scarlet Dr, Poca, WV 25159 Property Records

Putnam County property record for 88 Scarlet Dr, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,744 sqft · built 2005
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2021)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-216E-0009.0000`

Property Details

APN / Parcel Number

Primary APN	`08-216E-0009.0000`
Alternative APNs	`40-08-216E-0009.0000` `00051752`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	961 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	111 ft deep x 18.1 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00051752
Street Address	88 SCARLET DR
City	POCA
State	WV
Zip	25159-7574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 SEC 3 SCARLET HILLS
Legal Lot Number	63
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3010
Census Tract	20500

Owner

Source: Putnam County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	88 SCARLET DR, POCA, WV 25159-7574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	005083200003
Deed Book / Page	599 / 67
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	88 SCARLET DR, POCA, WV 25159-7574
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001179/891
Date	Jan 17, 2018
Book Page	1179/891
Instrument	004323070018

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	5.79%
Index	5-Year CMT
Max Rate	7.79%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Jul 15, 2021
Property Address	88 SCARLET DR, POCA, WV 25159-7574
Document Number	0000599/67
Book / Page	599 / 67
Map Reference	DB 564 PG 95
Instrument Date	Jul 1, 2021
Instrument	005083200003
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	001293/329
Date	Jul 15, 2021
Book Page	1293/329
Instrument	005083210016

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (+16.77%)	$199,980 (+12.22%) Land $20,640 Building $179,340	$333,300 (+12.22%) Land $34,400 Building $298,900
2023	$2,165.00 (+12.29%)	$178,200 (+11.36%) Land $20,640 Building $157,560	$297,000 (+11.36%) Land $34,400 Building $262,600
2022	$1,928.00	$160,020 Land $20,640 Building $139,380	$266,700 Land $34,400 Building $232,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of West Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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