Walton County property record for 88 Saunders Rd, Freeport, FL 32439 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,589 sqft Living Area |
| Lot Size | 220,414 sqft (5.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $34,000 (2017) |
| Tax Bill | $3,750.00 (2024) |
Source: Walton County records · APN 17-1S-18-14000-001-0220
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 88 SAUNDERS RD, FREEPORT, FL 32439-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage PROGRESS BANK & TRUST |
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST |
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK FLOIRDA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on Record |
| Deed Sale | Sep 22, 2017 · Amount on Record |
| Deed Doc Number | 0003053393 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 88 SAUNDERS RD, FREEPORT, FL 32439-4432 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | BLUE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 70 TOPSAIL DR, SANTA ROSA BEACH, FL 32459-6134 |
| Document Number | 0031991619 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 3199/1619 |
| Instrument | 20210025983 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 88 SAUNDERS RD, FREEPORT, FL 32439-4432 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | BLUE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 88 SAUNDERS RD, FREEPORT, FL 32439-4432 |
| Document Number | 0032391194 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 3239/1194 |
| Instrument | 20220007464 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 88 SAUNDERS RD, FREEPORT, FL 32439-4432 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 SAUNDERS RD, FREEPORT, FL 32439-4432 |
| Document Number | 0033130519 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 3313/519 |
| Instrument | 20240001663 |
| Name | UNITED COMMUNITY BANK FLOIRDA |
|---|---|
| Address | INLET BEACH, FL 32461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Nov 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483,501 (+4.33%) Land $116,380 Building $367,121 | $483,501 (+4.33%) Land $116,380 Building $367,121 | |
| 2024 | $3,750.00 (+3.59%) | ||
| 2023 | $3,620.00 (+1,765.98%) Homeowner's exemption | $463,435 (+1,531.12%) Land $65,780 Building $397,655 | $463,435 (+1,531.12%) Land $65,780 Building $397,655 |
| 2022 | $194.00 | $28,412 Land $28,412 | $28,412 Land $28,412 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 662 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17-1S-18-14000-001-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,589 sqft Living Area |
| Gross Area | 4,052 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 220,414 sqft (5.05 acres) |
| Depth X Width | 33.2 ft x 66.5 ft Depth x Width |
| Fence | Fence |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1086052 |
|---|---|
| Street Address | 88 SAUNDERS RD |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 DESC AS COM SE/COR OF NW1/4 SEC 17-1S-18W,N 88 DEG 58'35W 665.11 FT FOR POB,N 88 DEG 58'35W 665.18 FT TO CNTRLN |
| Legal Range | 18W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 950501 |
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