88 S Cherry St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 88 S Cherry St, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,738 sqft · built 1925
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2022)
Tax Bill	$6,886 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-31-332874-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-31-332874-0000`
Alternative APNs	`130000616100313328740000` `131300 6.161-31-332.874` `063190`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	862 sqft
2nd Floor Area	876 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 41 ft wide
View / Lot	Urban
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	063190
Street Address	88 S CHERRY ST
City	POUGHKEEPSIE
State	NY
Zip	12601-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0.11 AC 1501 0285 1485 0079
Legal Block	31
Legal Lot Number	332
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3001
Census Tract	220901

Owner

Source: Dutchess County and Poughkeepsie City records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 GRUBB ST, POUGHKEEPSIE, NY 12603-2305
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Jun 23, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HUDSON VALLEY FCU
Jun 23, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HUDSON VALLEY FCU
Jun 23, 2022	Deed, Transfer · Stand-Alone First Mortgage HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	88 S CHERRY ST, POUGHKEEPSIE, NY 12601-4214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001797
Date	Sep 9, 2024
Instrument	1797

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	88 S CHERRY ST, POUGHKEEPSIE, NY 12601-4214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002807
Date	Jun 23, 2022
Instrument	2807

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	88 S CHERRY ST, POUGHKEEPSIE, NY 12601-4214
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002807
Date	Jun 23, 2022
Instrument	2807

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jun 23, 2022
Property Address	88 S CHERRY ST, POUGHKEEPSIE, NY 12601-4214
Document Number	0000002671
Instrument Date	Jun 10, 2022
Instrument	2022-2671
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GRUBB ST, POUGHKEEPSIE, NY 12603-2305

Mortgage

Document Number	0000002806
Date	Jun 23, 2022
Instrument	2806

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,886.00	$310,000 (+12.48%) Land $54,000 Building $256,000	$310,000 (+12.48%) Land $54,000 Building $256,000
2024		$275,600 (+4%) Land $54,000 Building $221,600	$275,600 (+4%) Land $54,000 Building $221,600
2023		$265,000 (+5.87%) Land $54,000 Building $211,000	$265,000 (+5.87%) Land $54,000 Building $211,000
2022		$250,300 Land $54,000 Building $196,300	$250,300 Land $54,000 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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