88 Rosewood Ct, Murphy, NC 28906 Property Records

Cherokee County property record for 88 Rosewood Ct, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 2024
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Apr 2024 Construction Loan + 8 more
Flood Zone	Zone X (minimal risk)
APN	`454003427088000`

Property Details

APN / Parcel Number

Primary APN	`454003427088000`
Alternative APN	`47315`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	768 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	422,968 sqft (9.71 acres)
Lot Width	568 ft Width
Porch	Open Porch
Porch Area	688 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47315
Street Address	88 ROSEWOOD CT
City	MURPHY
State	NC
Zip	28906-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR HELTON 758/243
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1048
Census Tract	930501

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	720 LYNWOOD CT, MERRITT ISLAND, FL 32953-4136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Apr 4, 2024	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Apr 8, 2025	Public Action, Foreclosure
Mar 28, 2025	Public Action, Foreclosure
Jun 17, 2025	Public Action, Foreclosure
Jul 29, 2024	Warranty Deed, Subdivision Related Transfer
Mar 6, 2024	Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Feb 15, 2024	Warranty Deed, Subdivision Related Transfer
Nov 7, 2023	Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Feb 27, 2018	Warranty Deed, Transfer · Seller Carry-Back EDWARD ADAM HELTON ETUX

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Prior Sale	Apr 8, 2025 · Amount on Record
Last Transfer Date	Jun 17, 2025
Transfer Doc	001780/137
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MISTY HL, MURPHY, NC 28906-8661

Mortgage

Document Number	001736/469
Date	Jun 7, 2023
Book Page	1736/469
Instrument	2746

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jun 7, 2029

Interest

Rate Type	Adjustable Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MISTY HL, MURPHY, NC 28906-8661

Mortgage

Document Number	001754/248
Date	Apr 4, 2024
Book Page	1754/248
Instrument	1544

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	86 HIWASSEE ST, MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 4, 2030

Interest

Rate Type	Adjustable Rate

April 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Apr 8, 2025
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	01775/1009
Book / Page	1775 / 1009
Instrument Date	Apr 4, 2025
Instrument	1525
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$540.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, MURPHY, NC 28906-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27187 DOVE LN, FLAT ROCK, MI 48134-4712

March 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Mar 28, 2025
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	01774/1438
Book / Page	1774 / 1438
Instrument Date	Mar 12, 2025
Instrument	1351
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, MURPHY, NC 28906-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3798 GLENFORD DR, CLERMONT, FL 34711-5090
Investor	Possibly a Property Investor

June 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Jun 17, 2025
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	001780/137
Book / Page	1780 / 137
Instrument Date	Oct 1, 2024
Instrument	2790
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, MURPHY, NC 28906-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 LYNWOOD CT, MERRITT ISLAND, FL 32953-4136

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 29, 2024
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	001761/314
Book / Page	1761 / 314
Instrument Date	Jul 16, 2024
Instrument	3708
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, MURPHY, NC 28906-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4507 22ND AVE, PHENIX CITY, AL 36867-1801

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 6, 2024
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	001752/278
Book / Page	1752 / 278
Instrument Date	Mar 5, 2024
Instrument	993
Transaction Type	Construction Loan
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, MURPHY, NC 28906-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 SW HUNNICUT AVE, PORT SAINT LUCIE, FL 34953-5331

Mortgage

Document Number	0000000994
Date	Mar 6, 2024
Instrument	994

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Mar 5, 2040

Interest

Rate Type	Adjustable Rate

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 15, 2024
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	001751/334
Book / Page	1751 / 334
Instrument Date	Jan 17, 2024
Instrument	691
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 833, MURPHY, NC 28906-0833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 CHANDLER SILVER RD, COMER, GA 30629-6099

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 7, 2023
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	01745/1486
Book / Page	1745 / 1486
Instrument Date	Oct 12, 2023
Instrument	5722
Transaction Type	Construction Loan
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 883, MURPHY, NC 28906-0883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 NW 23RD ST, BOCA RATON, FL 33431-7421

Mortgage

Document Number	0017460001
Date	Nov 7, 2023
Instrument	1746///0001

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 3, 2054

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 27, 2018
Property Address	88 ROSEWOOD CT, MURPHY, NC 28906-6954
Document Number	01581/0680
Book / Page	01581 / 0680
Instrument Date	Feb 27, 2018
Instrument	00947
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15366 W US HIGHWAY 64, MURPHY, NC 28906-4529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SETTLERS CROSSING WAY, MURPHY, NC 28906-7281

Mortgage

Document Number	0000000948
Date	Feb 27, 2018
Instrument	00948

Lender

Name	EDWARD ADAM HELTON ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	48 Months
Due	Feb 27, 2022

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00	$232,350 (+244.22%)	$232,350 (+244.22%) Land $43,700 Building $188,650
2023		$67,500	$67,500 Land $67,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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