88 Rivers Edge Dr, Hayesville, NC 28904 Property Records

Clay County property record for 88 Rivers Edge Dr, Hayesville, NC 28904 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,270 sqft · built 2018
Lot Size0.602 acres (26,223 sqft)
Owner2 Individual Names on File
Last Sale$23,000 (Mar 2018)
Tax Bill$967 (2025)
Deeds & MortgagesAug 2021 Reverse Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN556013121997

Property Details

APN / Parcel Number

Primary APN556013121997
Alternative APN
  • 616176000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Building Area2,270 sqft Heated Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area26,223 sqft (0.602 acres)

Location & Zoning

Account Number616176000
Street Address88 RIVERS EDGE DR
CityHAYESVILLE
StateNC
Zip28904-0610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 BENTGRASS
Legal SubdivisionSURVEY FOR BENT GRASS SUBDIVISION
Legal Lot Number23
JurisdictionCLAY NC
Township / Civil DivisionHAYESVILLE
Census Block Group1
Census Block1065
Census Tract950102

Owner

Source: Clay County records · APN 556013121997

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Reverse Mortgage
ALL REVERSE MORTGAGE INC
Mar 13, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2018 · Amount on Record
Deed SaleMar 13, 2018 · Amount on Record
Deed Document Number2018509
Deed Book / Page418 / 73
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NC
Property Address88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610

Mortgage

Document Number0000D16/33
DateAug 30, 2021
Book PageD16/33
Instrument2021002843
Lender
NameALL REVERSE MORTGAGE INC
TypeReverse Mortgage Lender
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term882 Months
DueFeb 11, 2095
Interest
Rate TypeAdjustable Rate
Rate1.58%
Type Change DateOct 01, 2021
Change FrequencyAnnually
Index1-Year CMT

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateMar 13, 2018
Property Address88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610
Document Number00418/0073
Book / Page418 / 0073
Map ReferenceCAB 5 SL 969
Instrument DateMar 07, 2018
Instrument2018000509
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
Tax$46.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CHATUGE SHORES OVERLOOK, HAYESVILLE, NC 28904-9262

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 DOGWOOD HLS, HAYESVILLE, NC 28904-7762
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$967.00 (+14.03%)$184,500 (-) Land $25,000 Building $159,500$184,500 (-) Land $25,000 Building $159,500
2023$848.00$184,500 Land $25,000 Building $159,500$184,500 Land $25,000 Building $159,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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