Clay County property record for 88 Rivers Edge Dr, Hayesville, NC 28904 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,270 sqft · built 2018 |
| Lot Size | 0.602 acres (26,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $23,000 (Mar 2018) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 556013121997 |
| Primary APN | 556013121997 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,270 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 26,223 sqft (0.602 acres) |
| Account Number | 616176000 |
|---|---|
| Street Address | 88 RIVERS EDGE DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-0610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 BENTGRASS |
| Legal Subdivision | SURVEY FOR BENT GRASS SUBDIVISION |
| Legal Lot Number | 23 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950102 |
Source: Clay County records · APN 556013121997
Assessment roll updated October 16, 2025 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Mar 13, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2018 · Amount on Record |
| Deed Sale | Mar 13, 2018 · Amount on Record |
| Deed Document Number | 2018509 |
| Deed Book / Page | 418 / 73 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610 |
| Document Number | 0000D16/33 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | D16/33 |
| Instrument | 2021002843 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 882 Months |
| Due | Feb 11, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.58% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Mar 13, 2018 |
| Property Address | 88 RIVERS EDGE DR, HAYESVILLE, NC 28904-0610 |
| Document Number | 00418/0073 |
| Book / Page | 418 / 0073 |
| Map Reference | CAB 5 SL 969 |
| Instrument Date | Mar 07, 2018 |
| Instrument | 2018000509 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $46.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 CHATUGE SHORES OVERLOOK, HAYESVILLE, NC 28904-9262 |
| Name | Verified Name |
|---|---|
| Address | 157 DOGWOOD HLS, HAYESVILLE, NC 28904-7762 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 (+14.03%) | $184,500 (-) Land $25,000 Building $159,500 | $184,500 (-) Land $25,000 Building $159,500 |
| 2023 | $848.00 | $184,500 Land $25,000 Building $159,500 | $184,500 Land $25,000 Building $159,500 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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