Bergen County and Ramsey Borough property record for 88 Regency Park, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 756 sqft · built 1964 |
| Lot Size | 0.013 acres (545 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Nov 2018) |
| Tax Bill | $5,051 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2018 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04202-0000-00001-0000-C0088 |
| Primary APN | 48-04202-0000-00001-0000-C0088 |
|---|---|
| Alternative APN |
|
| Building Area | 756 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 545 sqft (0.013 acres) |
| Street Address | 88 REGENCY PARK |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STATE/NEW JERSEY ACT CONDO |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 REGENCY PARK, RAMSEY, NJ 07446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Nov 1, 2018 | Deed, Transfer · Stand-Alone Refinance CLASSIC NY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on Record |
| Deed Sale | Nov 1, 2018 · Amount on Record |
| Prior Sale | Apr 19, 2011 · Amount on Record |
| Deed Document Number | 201818-078079 |
| Deed Book / Page | 3097 / 1991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 88 REGENCY PARK, RAMSEY, NJ 07446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039361054 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 3936/1054 |
| Instrument | 21-013183 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 1, 2018 |
| Property Address | 88 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0030971991 |
| Book / Page | 3097 / 1991 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 00018-078079 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0030971997 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 3097/1997 |
| Instrument | 2018-078079_01 |
| Name | CLASSIC NY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,100 (+4.4%) Land $160,000 Building $96,100 | $256,100 (+4.4%) Land $160,000 Building $96,100 | |
| 2025 | $5,051.00 (-5.23%) | $245,300 (+29.86%) Land $150,000 Building $95,300 | $245,300 (+29.86%) Land $150,000 Building $95,300 |
| 2024 | $5,330.00 (+7.59%) | ||
| 2023 | $188,900 Land $105,000 Building $83,900 | $188,900 Land $105,000 Building $83,900 | |
| 2022 | $4,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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