Middlesex County and Framingham City property record for 88 Prospect St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,700 sqft · built 1997 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,289 (2026) |
| Deeds & Mortgages | Jan 2020 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-64-7772 |
| Primary APN | 91-64-7772 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 5882 |
|---|---|
| Street Address | 88 PROSPECT ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 64 |
| Legal Lot Number | 7772 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 383600 |
88 Prospect St is owned and occupied by an individual who acquired it in September 2017.
Source: Middlesex County and Framingham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 PROSPECT ST, FRAMINGHAM, MA 01701-4827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 29, 2017 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2017 |
| Deed Sale | Sep 29, 2017 |
| Prior Sale | Jun 14, 2007 · Amount on File |
| Transfer Doc | 1339-5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 88 PROSPECT ST, FRAMINGHAM, MA 01701-4827 |
| Document Number | 0001837977 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 88 PROSPECT ST FRAMINGHAM MA 017014827, FRAMINGHAM, MA 01701-4827 |
| Document Number | 0001837977 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 1837977 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Sep 29, 2017 |
| Property Address | 88 PROSPECT ST, FRAMINGHAM, MA 01701-4827 |
| Document Number | 0000071587 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 71587 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 PROSPECT ST FRAMINGHAM MA 017014827, FRAMINGHAM, MA 01701-4827 |
| Document Number | 71588 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 71588 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 28, 2032 |
The 2026 property tax bill for 88 Prospect St was $10,289, up 0.7% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,289.00 (+0.7%) | $869,700 (+1.64%) Land $294,300 Building $556,500 | $784,672 (+2.86%) |
| 2025 | $10,217.00 (+1.65%) | $855,700 (+6.07%) Land $280,300 Building $575,400 | $762,850 (-6.9%) |
| 2024 | $10,051.00 (+6.01%) | $806,700 (+11.38%) Land $249,800 Building $556,900 | $819,375 |
| 2023 | $9,481.00 | $724,300 Land $222,900 Building $501,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 42 units insured incl. 32 condo units |
| Nearby Flood Claims | 31 (1979–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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