88 Poor St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 88 Poor St, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,984 sqft · built 1901
Lot Size0.278 acres (12,131 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 1999)
Tax Bill$8,584 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00051 B:00003 L:0000A

Property Details

APN / Parcel Number

Primary APNANDO M:00051 B:00003 L:0000A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,984 sqft Living Area
Gross Area3,978 sqft
Basement Area937 sqft
Unfinished Basement937 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area12,131 sqft (0.278 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address88 POOR ST
CityANDOVER
StateMA
Zip01810-2563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal SubdivisionCARRIAGE HILL ESTATES
Legal Block3
Legal Lot NumberA
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group4
Census Block4002
Census Tract254100

Owner

88 Poor St is owned and occupied by an individual who bought it in September 1999.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address88 POOR ST, ANDOVER, MA 01810-2563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Aug 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 1999 · Amount on File
Deed SaleSep 17, 1999 · Amount on File
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address88 POOR ST, ANDOVER, MA 01810-2563
Transaction TypeMortgage
Record UpdatedMar 5, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16307-336
DateMay 15, 2020
Book Page16307/336
Instrument11449
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address88 POOR ST, ANDOVER, MA 01810-2563
Document Number0000116517
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000116517
DateAug 11, 2017
Instrument116517
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 88 Poor St was $8,584, down 0.4% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,584.00 (-0.43%)$687,300 (+2.69%) Land $358,400 Building $328,900$644,385
2024$8,621.00 (+4.73%)$669,300 (+11.07%) Land $353,600 Building $315,700
2023$8,232.00$602,600 Land $318,400 Building $284,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Poor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 88 Poor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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