88 Philbrook Ln, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 88 Philbrook Ln, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 528 sqft · built 1974
Lot Size	28.4 acres (1,239,718 sqft)
Owner	2 Individual Names on File
Last Sale	$171,400 (Dec 2017)
Tax Bill	$8,273 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:R8 L:54A`

Property Details

APN / Parcel Number

Primary APN	`WALB M:R8 L:54A`
Alternative APN	`784`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	528 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	1,239,718 sqft (28.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	784
Street Address	88 PHILBROOK LN
City	WALDOBORO
State	ME
Zip	04572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	54A
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2013
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

88 Philbrook Ln is owned by two individuals who bought it in December 2017.

Source: Lincoln County and Waldoboro Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 DUTCHER AVE, PAWLING, NY 12564-1308
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Dec 8, 2017	Warranty Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Deed Book / Page	5211 / 23
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	88 PHILBROOK LN, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060370034
Date	Sep 15, 2023
Book Page	6037/34
Instrument	99725

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	88 PHILBROOK LN, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057760141
Date	Sep 16, 2021
Book Page	5776/141
Instrument	79373

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	88 PHILBROOK LN, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057330001
Date	Jun 28, 2021
Book Page	5733/1
Instrument	76107

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	Dec 8, 2017
Property Address	88 PHILBROOK LN, WALDOBORO, ME 04572
Document Number	0052110023
Book / Page	05211 / 0023
Instrument	000000034176
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034177
Date	Dec 8, 2017
Instrument	000000034177

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	192 Months
Due	Dec 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 88 Philbrook Ln was $8,273, up 28.8% from the year before.

Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,273.00 (+28.82%)	$559,000 (+47.11%) Land $369,000 Building $190,000
2024	$6,422.00 (+8.63%)	$380,000 (+0.26%) Land $216,000 Building $164,000
2023	$5,912.00 (+40.76%)	$379,000 (+26.33%) Land $216,000 Building $163,000	$289,180
2022	$4,200.00	$300,000 Land $216,000 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Philbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Philbrook Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDOBORO WATER DEPT serves 1,065 people · EPA ID ME0091560
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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