Cortland County and Cortland City property record for 88 Pendleton St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,242 sqft · built 1885 |
| Lot Size | 0.235 acres (10,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Aug 2023) |
| Tax Bill | $3,590 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.67-02-63.000 |
| Primary APN | 110200 86.67-02-63.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 621 sqft |
| 2nd Floor Area | 621 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,265 sqft (0.235 acres) |
| Lot Dimensions | 190 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 183 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 88 PENDLETON ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 63.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970600 |
Source: Cortland County and Cortland City records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 88 PENDLETON ST, CORTLAND, NY 13045-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE COMMUNITY BANK |
| Apr 1, 2020 | Warranty Deed, Transfer · Conventional with PMI CHEMUNG CANAL TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Prior Sale | Apr 1, 2020 · Amount on Record |
| Deed Document Number | 20234663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 4, 2023 |
| Property Address | 88 PENDLETON ST, CORTLAND, NY 13045-3024 |
| Document Number | 0000004663 |
| Instrument | 2023-04663 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 66 SANGER LN, WEST CHAZY, NY 12992-3626 |
| Document Number | 0000004664 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023-04664 |
| Name | THE COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 1, 2020 |
| Property Address | 88 PENDLETON ST, CORTLAND, NY 13045-3024 |
| Document Number | 0000001553 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 1553 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 WASHINGTON ST #B CORTLAND NY 130452112, B, CORTLAND, NY 13045-2112 |
| Document Number | 1554 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 1554 |
| Name | CHEMUNG CANAL TR |
|---|---|
| Address | ELMIRA, NY 14902 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,590.00 (+16.82%) | $155,000 (+83.43%) Land $18,300 Building $136,700 | $159,794 (+38.05%) Land $18,866 Building $140,928 |
| 2023 | $3,073.00 (+89.46%) | $84,500 (-) Land $12,800 Building $71,700 | $115,753 (+13.7%) Land $17,534 Building $98,219 |
| 2022 | $1,622.00 | $84,500 Land $12,800 Building $71,700 | $101,807 Land $15,422 Building $86,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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