88 Oleander Dr, Waynesville, NC 28786 Property Records

Haywood County property record for 88 Oleander Dr, Waynesville, NC 28786

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 816 sqft · built 1963
Lot Size0.289 acres (12,589 sqft)
OwnerIndividual Name on Record
Last Sale$61,500 (Dec 2016)
Tax Bill$671 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8616-80-5345

Property Details

APN / Parcel Number

Primary APN8616-80-5345
Alternative APN
  • 244321

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area816 sqft Heated Area
Gross Area912 sqft
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialVinyl
Lot Area12,589 sqft (0.289 acres)
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number244321
Street Address88 OLEANDER DR
CityWAYNESVILLE
StateNC
Zip28786-3054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEWND
Legal Description88 OLEANDER DR #F-3
Legal SubdivisionLAWRENCE KEVIN ENSLEY PLS
Legal UnitF-3
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group2
Census Block2037
Census Tract921000

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address77 JOHNSON HILL DR, WAYNESVILLE, NC 28786-3569
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2016 · Amount on Record
Deed SaleDec 8, 2016 · Amount on Record
Deed Document Number201610680
Deed Book / Page919 / 598
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address88 OLEANDER DR, WAYNESVILLE, NC 28786-3054
Document Number0009980351
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 OLEANDER DR WAYNESVILLE NC 287863054, WAYNESVILLE, NC 28786-3054

Mortgage

Document Number0009980351
DateMay 22, 2020
Book Page000998/000351
Instrument4627
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 21, 2040

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityWaynesville Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,200 (-) Land $28,300 Building $64,900
2025$671.00$93,200 (-) Land $28,300 Building $64,900$93,200 (-) Land $28,300 Building $64,900
2023$93,200 Land $28,300 Building $64,900$93,200 (-) Land $28,300 Building $64,900
2021$93,200 Land $28,300 Building $64,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (2013–2026)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WAYNESVILLE
serves 19,758 people · EPA ID NC0144010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Oleander Dr

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