88 Old River Rd, Elsberry, MO 63343 Property Records

Lincoln County property record for 88 Old River Rd, Elsberry, MO 63343

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1997
Lot Size0.443 acres (19,297 sqft)
Owner2 Individual Names on Record
Tax Bill$330 (2025)
Deeds & MortgagesJan 2026 Transfer
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN02-10-01-001-001-012.000

Property Details

APN / Parcel Number

Primary APN02-10-01-001-001-012.000

Interior

Full Baths1 Bath
Stories1 Story
Building Area840 sqft Living Area
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,297 sqft (0.443 acres)

Location & Zoning

Street Address88 OLD RIVER RD
CityELSBERRY
StateMO
Zip63343-3309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 SCHRECKENGAST SUBD #2
Legal Range02E
Legal Township51N
Legal Section16
Legal SubdivisionSCHRECKENGAST
Legal Lot Number11
JurisdictionLINCOLN MO
Township / Civil DivisionHURRICANE
Census Block Group2
Census Block2003
Census Tract810100

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 BLUE JAY DR, ELSBERRY, MO 63343-4201
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 26, 2024Contract Sale, Transfer · Land Contract
MICHAEL SIMMERMAN ETUX
Oct 18, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2014
Deed SaleFeb 4, 2014
Prior SaleJan 4, 2013 · Amount on Record
Deed Document Number2014806
Deed Book / Page2346 / 566
Last Transfer DateOct 4, 2021
Transfer Doc0000013675
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN MO
Recording DateJan 21, 2026
Property Address88 OLD RIVER RD, ELSBERRY, MO 63343-3309
Document Number002517/674
Book / Page2517 / 674
Map ReferenceMB 3 PG 68
Instrument DateJan 16, 2026
Instrument2026000563
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BLUE JAY DR, ELSBERRY, MO 63343-4201

January 2024: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionLINCOLN MO
Recording DateJan 26, 2024
Property Address88 OLD RIVER RD, ELSBERRY, MO 63343-3309
Document Number002497/315
Book / Page2497 / 315
Map ReferenceMB 3 PG 68
Instrument DateJan 11, 2024
Instrument2024000614
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3887 GALLO DR, SAINT CHARLES, MO 63304-1410

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BLUE JAY DR, ELSBERRY, MO 63343-4201
InvestorPossibly a Property Investor

Mortgage

Document Number2024000167
DateJan 26, 2024
Instrument2024000167
Lender
NameMICHAEL SIMMERMAN ETUX
TypePrivate Party
Agreement
TypeLand Contract
AmountAmount Recorded
Term326 Months
DueMar 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MO
Recording DateOct 18, 2021
Property Address88 OLD RIVER RD, ELSBERRY, MO 63343-3309
Document Number002471/100
Book / Page2471 / 100
Map ReferenceMB 3 PG 68
Instrument DateOct 4, 2021
Instrument2021013674
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3887 GALLO DR, SAINT CHARLES, MO 63304-1410

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictElsberry R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,008 (-) Land $308 Building $5,700
2025$330.00 (+4.76%)$6,008 (+5.79%) Land $308 Building $5,700$31,620 (+5.79%) Land $1,620 Building $30,000
2023$315.00 (+6.42%)$5,679 Land $308 Building $5,371$29,890 Land $1,620 Building $28,270
2022$296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims623 (1982–2026)
Claims Outside the SFHA5 of 623
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2019 · 25 claims
  • Severe Storms And Flooding, Aug 2008 · 68 claims
  • Severe Storms & Flooding, Aug 1993 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wisper ISP
Fixed Wireless
100 / 20

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