88 Old Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 88 Old Ln, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	2,952 sqft · built 1842
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Aug 2018)
Tax Bill	$16,137 (2024)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2021 Mortgage + 1 more
APN	`21-00021-2-00045`

Property Details

APN / Parcel Number

Primary APN	`21-00021-2-00045`
Alternative APNs	`2100021000200045` `2100021100045`

Interior

Stories	2 Stories
Building Area	2,952 sqft Living Area

Exterior

Year Built	Built 1842
Effective Year Built	Effective 1842
Construction Type	Frame
Lot Area	100,188 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2100021100045
Street Address	88 OLD LN
City	TOWACO
State	NJ
Zip	07082-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R43
Legal Block	21.2
Legal Lot Number	45
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	3
Census Block	3045
Census Tract	40801

Owner

88 Old Ln is owned and occupied by two individuals who bought it in August 2018.

Source: Morris County and Montville Township records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 OLD LN, TOWACO, NJ 07082-1250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN LAND TITLE
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 10, 2018	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	201845193
Deed Book / Page	23396 / 518
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Jul 8, 2026
Property Address	88 OLD LN, TOWACO, NJ 07082-1250
Document Number	0000030084
Book / Page	25136 / 101
Instrument Date	May 26, 2026
Instrument	202630084
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OLD LN, TOWACO, NJ 07082-1250

Mortgage

Document Number	0000030084,
Date	Jul 8, 2026
Book Page	25136/101
Instrument	202630084

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	10%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	88 OLD LN, TOWACO, NJ 07082-1250
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241560930
Date	Jun 17, 2021
Book Page	24156/930
Instrument	2021055699

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 10, 2018
Property Address	88 OLD LN, TOWACO, NJ 07082-1250
Document Number	0233960518
Book / Page	023396 / 000518
Instrument Date	Jun 15, 2018
Instrument	45193
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OLD LN TOWACO NJ 070821250, TOWACO, NJ 07082-1250

Mortgage

Document Number	233960525
Date	Aug 10, 2018
Book Page	023396/000525
Instrument	45194

Lender

Name	TIAA FSB
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,600 (-) Land $282,500 Building $322,100	$604,600 (-) Land $282,500 Building $322,100
2025		$604,600 Land $282,500 Building $322,100	$604,600 Land $282,500 Building $322,100
2024	$16,137.00
2023		$604,600 Land $282,500 Building $322,100	$604,600 Land $282,500 Building $322,100
2022	$15,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 88 Old Ln; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Old Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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