88 Oak Ave, Torrington, CT 06790 Property Records

Torrington City property record for 88 Oak Ave, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,122 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Apr 2022)
Tax Bill	$4,823 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2017 Mortgage
APN	`004021`

Property Details

APN / Parcel Number

Primary APN	`004021`
Alternative APNs	`TORR M:127 B:004 L:002` `4021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	3,214 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4021
Street Address	88 OAK AVE
City	TORRINGTON
State	CT
Zip	06790-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4
Legal Lot Number	2
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2007
Census Tract	310300

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 OAK AVE, TORRINGTON, CT 06790-6539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION
May 31, 2017	Deed of Trust, Mortgage · Conventional with PMI LITCHFIELD BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Mar 23, 2007 · Amount on Record
Deed Document Number	2022473646
Deed Book / Page	1362 / 465
Transfer Doc	0896000864
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Apr 8, 2022
Property Address	88 OAK AVE, TORRINGTON, CT 06790-6539
Document Number	001362-465
Book / Page	1362 / 465
Instrument Date	Apr 7, 2022
Instrument	2022-473646
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2022473647
Date	Apr 8, 2022
Instrument	2022-473647

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	88 OAK AVE, TORRINGTON, CT 06790-6539
Document Number	1248-559
Book / Page	001248 / 000559
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OAK AVE TORRINGTON CT 067906539, TORRINGTON, CT 06790-6539

Mortgage

Document Number	1248-559
Date	Jun 1, 2017
Book Page	001248/000559
Instrument	431227

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2032

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,823.00 (-12.97%)	$144,130 (-) Land $20,160 Building $123,970	$248,930 (+146.73%)
2025	$5,542.00	$144,130 (+79.31%) Land $20,160 Building $123,970	$100,891 Land $14,112 Building $86,779
2024	$5,542.00 (+43.76%)
2023	$3,855.00 (+29.41%)	$80,380 (+27.2%) Land $20,160 Building $60,220
2022	$2,979.00	$63,190 Land $20,160 Building $43,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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