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88 Mulberry St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 88 Mulberry St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,441 sqft · built 1926
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Sep 2021)
Tax Bill$936 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN8913-23-435-004

Property Details

APN / Parcel Number

Primary APN8913-23-435-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,441 sqft Living Area
1st Floor Area624 sqft
Basement Area817 sqft
Unfinished Basement817 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions60 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address88 MULBERRY ST
CityWATERLOO
StateIA
Zip50703-3440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES VIRDENS ADDITION NW 50 FT LOT 1 BLK 3
Legal Range13W
Legal Township89N
Legal Section23
Legal SubdivisionJAMES VIRDENS ADDITION
Legal Block3
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1027
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-23-435-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address88 MULBERRY ST, WATERLOO, IA 50703-3440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleSep 01, 2020 · Amount on Record
Deed Document Number20214694
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 01, 2020
Property Address88 MULBERRY ST, WATERLOO, IA 50703-3440
Document Number202100004694
Instrument DateAug 28, 2020
Instrument202100004694
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$71.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 MULBERRY ST, WATERLOO, IA 50703-3440

Mortgage

Document Number202100004695
DateSep 01, 2020
Instrument202100004695
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$936.00$61,170 (+41.66%) Land $5,430 Building $55,740$61,170 (+41.66%) Land $5,430 Building $55,740
2024$936.00 (-30.04%)
2023$43,180 (+19.55%) Land $5,430 Building $37,750$43,180 (+19.55%) Land $5,430 Building $37,750
2022$1,338.00$36,120 Land $5,430 Building $30,690
2021$36,120 Land $5,430 Building $30,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1993–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2013, rainfall accumulation
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Mediacom Communications, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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