88 Mount Royal St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 88 Mount Royal St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1951
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Nov 2017)
Tax Bill	$4,375 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87-00082`

Property Details

APN / Parcel Number

Primary APN	`87-00082`
Alternative APN	`CHIC M:0087 P:00082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	744 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	87-00082
Street Address	88 MOUNT ROYAL ST
City	CHICOPEE
State	MA
Zip	01020-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2000
Census Tract	810700

Owner

88 Mount Royal St is owned and occupied by an individual who bought it in November 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	88 MOUNT ROYAL ST, CHICOPEE, MA 01020-3345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FED'L MTG CORP
Nov 8, 2017	Quit Claim Deed, Transfer · Conventional with PMI CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Nov 20, 1997 · Amount on File
Transfer Doc	0000212592
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	88 MOUNT ROYAL ST, CHICOPEE, MA 01020-3345
Document Number	0000221951
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 MOUNT ROYAL ST CHICOPEE MA 010203345, CHICOPEE, MA 01020-3345

Mortgage

Document Number	0000221951
Date	May 26, 2020
Instrument	221951

Lender

Name	AMERICAN FED'L MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Nov 8, 2017
Property Address	88 MOUNT ROYAL ST, CHICOPEE, MA 01020-3345
Document Number	0000212592
Instrument Date	Nov 3, 2017
Instrument	212592
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.55
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 COTTAGE ST FAIRHAVEN MA 027192727, FAIRHAVEN, MA 02719-2727

Mortgage

Document Number	212593
Date	Nov 8, 2017
Instrument	212593

Lender

Name	CITIBANK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 88 Mount Royal St was $4,375, up 6.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,375.00 (+6.84%)	$287,100 (+6.29%) Land $87,000 Building $200,100	$317,789 (+0.82%)
2025	$4,095.00 (+3.36%)	$270,100 (+0.63%) Land $81,200 Building $188,900	$315,210
2024	$3,962.00 (+6.62%)	$268,400 (+9.42%) Land $79,700 Building $188,700
2023	$3,716.00	$245,300 Land $72,400 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Mount Royal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Mount Royal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on Mount Royal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures