88 Mingus Cove Rd, Canton, NC 28716 Property Records

Haywood County property record for 88 Mingus Cove Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 958 sqft · built 1938
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Jun 2026)
Tax Bill	$589 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8657-21-2456`

Property Details

APN / Parcel Number

Primary APN	`8657-21-2456`
Alternative APNs	`188095` `282865`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	958 sqft Heated Area
Gross Area	1,224 sqft
1st Floor Area	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	282865
Street Address	88 MINGUS COVE RD
City	CANTON
State	NC
Zip	28716-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNC2
Legal Description	88 MINGUS COVE RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2015
Census Tract	920400

Owner

88 Mingus Cove Rd is owned and occupied by an individual who bought it in June 2026.

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	88 MINGUS COVE RD, CANTON, NC 28716-4243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Feb 22, 2024 · Amount on File
Deed Document Number	20265269
Deed Book / Page	1155 / 1374
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 22, 2026
Property Address	88 MINGUS COVE RD, CANTON, NC 28716-4243
Document Number	0000005269
Book / Page	1155 / 1374
Instrument Date	Jun 16, 2026
Instrument	20265269
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 MINGUS COVE RD, CANTON, NC 28716-4243

Mortgage

Document Number	0000005270,
Date	Jun 22, 2026
Instrument	20265270

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000005271,
Date	Jun 22, 2026
Book Page	1155/1390
Instrument	20265271

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 22, 2024
Property Address	88 MINGUS COVE RD, CANTON, NC 28716-4243
Document Number	0011030283
Book / Page	1103 / 283
Instrument Date	Feb 21, 2024
Instrument	2024001458
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 OLD CHUNNS COVE RD # RD2, RD2, ASHEVILLE, NC 28805-1268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GATEWAY LN, CANDLER, NC 28715-8596

Mortgage

Document Number	2024001459
Date	Feb 22, 2024
Instrument	2024001459

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 88 Mingus Cove Rd was $589.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,300 (-) Land $27,400 Building $50,900
2025	$589.00	$78,300 Land $27,400 Building $50,900	$78,300 Land $27,400 Building $50,900
2023		$78,300 Land $27,400 Building $50,900	$78,300 Land $27,400 Building $50,900
2021			$78,300 Land $27,400 Building $50,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 88 Mingus Cove Rd in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Mingus Cove Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Mingus Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures