88 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 88 Mill St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,970 sqft · built 1880
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2014)
Tax Bill	$5,383 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LANC M:037.0 B:0000 L:0098.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:037.0 B:0000 L:0098.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	88 MILL ST
City	LANCASTER
State	MA
Zip	01523-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	98.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2019
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:037.0 B:0000 L:0098.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1001, SOUTH LANCASTER, MA 01561-1001
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Book / Page	52706 / 391
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	88 MILL ST, LANCASTER, MA 01523-2039
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072712-60
Date	Oct 22, 2025
Book Page	72712/60
Instrument	91358

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,383.00 (+1.2%)	$333,100 (+7.66%) Land $112,600 Building $220,500	$521,170 (+9.59%)
2024			$475,570
2023	$5,319.00	$309,400 Land $95,300 Building $214,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.