Putnam Town property record for 88 Mechanics St, Putnam, CT 06260
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,938 sqft · built 1907 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Jun 2006) |
| Tax Bill | $5,668 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:006 B:043 L:00 |
| Primary APN | M:006 B:043 L:00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 4,587 sqft |
| Basement Area | 934 sqft |
| Unfinished Basement | 354 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3284 |
|---|---|
| Street Address | 88 MECHANICS ST |
| City | PUTNAM |
| State | CT |
| Zip | 06260-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 58 |
| Jurisdiction | PUTNAM CT |
| Township / Civil Division | PUTNAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 903102 |
88 Mechanics St is owned and occupied by two individuals who bought it in June 2006.
Source: Putnam Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 MECHANICS ST, PUTNAM, CT 06260-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Aug 22, 2022 | Deed of Trust, Mortgage · ARM HOMETOWN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2006 · Amount on File |
| Deed Sale | Jun 21, 2006 · Amount on File |
| Deed Book / Page | 562 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 88 MECHANICS ST, PUTNAM, CT 06260-1343 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000873-653 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 873/653 |
| Instrument | 1587 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 88 MECHANICS ST, PUTNAM, CT 06260-1343 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000852-952 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 852/952 |
| Instrument | 1378 |
| Name | HOMETOWN BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2032 |
| Index | 3-Year CMT |
Source: Putnam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Putnam Town |
| Unified School District | Putnam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,668.00 | $223,600 (+68.63%) Land $33,300 Building $190,300 | $156,520 Land $23,310 Building $133,210 |
| 2024 | $5,668.00 (+34.47%) | ||
| 2023 | $4,215.00 (+3.59%) | $132,600 (-) Land $26,600 Building $106,000 | |
| 2022 | $4,069.00 | $132,600 Land $26,600 Building $106,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Mechanics St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 88 Mechanics St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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