88 Mar Monte Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 88 Mar Monte Ave, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,654 sqft · built 1987
Lot Size0.377 acres (16,422 sqft)
Owner2 Trust Names on File
Last Sale$1,248,000 (Sep 2025)
Tax Bill$5,642 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-052-53

Property Details

APN / Parcel Number

Primary APN045-052-53
Alternative APN
  • 045-052-53-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,654 sqft Living Area
Gross Area2,137 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area16,422 sqft (0.377 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address88 MAR MONTE AVE
CityWATSONVILLE
StateCA
Zip95076-1635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-9
Legal DescriptionPARCEL MAPS 30 PG 11 LOT A
Legal SubdivisionPM30 11
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3001
Census Tract122300

Owner

88 Mar Monte Ave is owner-occupied and held in a trust since September 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address88 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Prior SaleMay 28, 1997 · Amount on File
Deed Document Number202519101
Prior Transfer DateSep 3, 2025
Prior Transfer Doc0000019100
Record UpdatedSep 20, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 10, 2025
Property Address88 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number0000019101
Map ReferenceMB 30 PG 11
Instrument DateAug 28, 2025
Instrument2025-0019101
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,372.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address88 MAR MONTE AVE, LA SELVA BCH, CA 95076-1635

Mortgage

Document Number0000019102
DateSep 10, 2025
Instrument2025-0019102
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 88 Mar Monte Ave was $5,642.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,248,000 (+189.15%) Land $873,600 Building $374,400
2025$5,642.00$431,611 Land $258,968 Building $172,643
2023$4,961.00 (+1.89%)$414,851 Land $248,912 Building $165,939$1,127,970
2022$4,869.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 88 Mar Monte Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Mar Monte Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio.

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