88 Lena Cir, Freeport, FL 32439 Property Records

Walton County property record for 88 Lena Cir, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2023
Lot Size0.292 acres (12,720 sqft)
OwnerCompany Name on Record
Last Sale$365,650 (Oct 2023)
Tax Bill$3,289 (2025)
Deeds & MortgagesApr 2026 Sale
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-1S-19-23201-000-0130

Property Details

APN / Parcel Number

Primary APN03-1S-19-23201-000-0130
Alternative APN
  • 03-119-23201-000-0130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,343 sqft
1st Floor Area1,768 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions159 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address88 LENA CIR
CityFREEPORT
StateFL
Zip32439-3980
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 ASHTON PARK PH 2 PB 25-23 OR 3279-3598 OR 3304-623
Legal SubdivisionASHTON PARK
Legal Block1
Legal Lot Number13
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2036
Census Tract950501

Owner

Source: Walton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 4, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2023 · Amount on Record
Deed SaleOct 4, 2023 · Amount on Record
Deed Document Number202336037
Deed Book / Page3304 / 623
Last Transfer DateApr 9, 2026
Transfer Doc0000013820
Record UpdatedJun 8, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateApr 9, 2026
Property Address88 LENA CIR, FREEPORT, FL 32439-3980
Document Number0000013820
Book / Page3393 / 4508
Instrument DateApr 9, 2026
Instrument202613820
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateOct 4, 2023
Property Address88 LENA CIR, FREEPORT, FL 32439-3980
Document Number0033040623
Book / Page3304 / 623
Map ReferenceMB 25 PG 23-25
Instrument DateSep 29, 2023
Instrument20230036037
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,559.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 LENA CIR, FREEPORT, FL 32439-3980

Mortgage

Document Number0003304627
DateOct 4, 2023
Instrument3304/627
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,289.00 (-20.73%)$298,471 (+1,116.61%) Land $30,000 Building $268,471$298,471 (+1,116.61%) Land $30,000 Building $268,471
2024$4,149.00 (+1,196.56%)
2023$320.00$24,533 Land $24,533$24,533 Land $24,533

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims68 (1990–2020)
Claims Outside the SFHA15 of 68
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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