88 Ledges Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 88 Ledges Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 2006
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,110,000 (Jun 2026)
Tax Bill	$13,996 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Aug 2025 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`D080005`

Property Details

APN / Parcel Number

Primary APN	`D080005`
Alternative APN	`RIDG M:D08 B:0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D080005
Street Address	88 LEDGES RD
City	RIDGEFIELD
State	CT
Zip	06877-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	5
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2011
Census Tract	245100

Owner

Source: Ridgefield Town records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 GREAT HILL RD, RIDGEFIELD, CT 06877-2606
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Dec 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Apr 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1192 / 808
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 24, 2026
Property Address	88 LEDGES RD, RIDGEFIELD, CT 06877-1912
Document Number	1192000808
Book / Page	1192 / 808
Instrument Date	Jun 10, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	261 GREAT HILL RD, RIDGEFIELD, CT 06877-2606

Mortgage

Date	Jun 24, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	88 LEDGES RD, RIDGEFIELD, CT 06877-1912
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001181-756
Date	Aug 18, 2025
Book Page	1181/756

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	88 LEDGES RD, RIDGEFIELD, CT 06877-1912
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1108-990
Date	Dec 28, 2020
Book Page	1108/990

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Apr 13, 2020
Property Address	88 LEDGES RD, RIDGEFIELD, CT 06877-1912
Document Number	1088-952
Book / Page	1088 / 952
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53 WINDING RIDGE WAY, DANBURY, CT 06810-5253

Mortgage

Document Number	1088954
Date	Apr 13, 2020
Instrument	1088/954

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,996.00	$511,000 (-) Land $189,000 Building $322,000	$357,700 Land $132,300 Building $225,400
2024	$13,996.00 (+6.12%)
2023	$13,189.00 (-11.13%)	$511,000 (-2.1%) Land $189,000 Building $322,000
2022	$14,840.00	$521,980 Land $157,500 Building $364,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKVIEW WATER COMPANY private · serves 55 people · EPA ID CT1180091
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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