88 Ladderback Ln, Reading, PA 19606 Property Records

Berks County property record for 88 Ladderback Ln, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,469 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$436,980 (Oct 2022)
Tax Bill	$3,017 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5336-04-53-8375`

Property Details

APN / Parcel Number

Primary APN	`5336-04-53-8375`
Alternative APNs	`43-5336-04-53-8375` `43001472` `001472`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43001472
Street Address	88 LADDERBACK LN
City	READING
State	PA
Zip	19606-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PATHFINDER MDWS SEC 02 PH 02
Legal Block	53
Legal Lot Number	81
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2050
Census Tract	12103

Owner

88 Ladderback Ln is owned and occupied by two individuals who bought it in October 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 LADDERBACK LN, READING, PA 19606-5101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK
May 23, 2022	Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK
Oct 27, 2022	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 17, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Deed Document Number	202242376
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	88 LADDERBACK LN, READING, PA 19606-5101
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019382
Date	Apr 16, 2021
Instrument	2021019382

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	88 LADDERBACK LN, READING, PA 19606-5101
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019383
Date	Apr 16, 2021
Instrument	2021019383

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	88 LADDERBACK LN, READING, PA 19606-5101
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CAPSTONE LAND TRANSFER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3335 MORGANTOWN RD, MOHNTON, PA 19540-7931

Mortgage

Document Number	0000021135
Date	May 23, 2022
Instrument	2022021135

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 27, 2022
Property Address	88 LADDERBACK LN, READING, PA 19606-5101
Document Number	0000042376
Map Reference	DOC 2019020868
Instrument Date	Oct 24, 2022
Instrument	2022042376
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,369.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88 LADDERBACK LN, READING, PA 19606-5101

Mortgage

Document Number	0000042377
Date	Oct 27, 2022
Instrument	2022042377

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 17, 2021
Property Address	88 LADDERBACK LN, READING, PA 19606-5101
Document Number	0000006836
Map Reference	DOC 2019020868
Instrument Date	Feb 8, 2021
Instrument	2021006836
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$1,050.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3335 MORGANTOWN RD, MOHNTON, PA 19540-7931
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 88 Ladderback Ln was $3,017 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,017.00 Homeowner's exemption	$201,600 Land $54,800 Building $146,800	$54,800 Land $54,800
2024	$2,789.00	$201,600 Land $54,800 Building $146,800
1994			$201,600 Land $54,800 Building $146,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 88 Ladderback Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Ladderback Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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