Middlesex County and Reading Town property record for 88 King St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,093 sqft · built 1926 |
| Lot Size | 0.273 acres (11,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,599,990 (Feb 2022) |
| Tax Bill | $17,634 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Jun 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49000000009A |
| Primary APN | 49000000009A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,093 sqft Living Area |
| Gross Area | 4,680 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,420 sqft |
| Unfinished Basement | 355 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 11,901 sqft (0.273 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 49000000009A |
|---|---|
| Street Address | 88 KING ST |
| City | READING |
| State | MA |
| Zip | 01867-2809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 KING ST, READING, MA 01867-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Jun 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 8, 2022 | Quit Claim Deed, Transfer |
| Mar 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on Record |
| Deed Sale | Feb 8, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2021 · Amount on Record |
| Deed Document Number | 202221169 |
| Deed Book / Page | 79658 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 88 KING ST, READING, MA 01867-2809 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 079421-426 |
|---|---|
| Date | Dec 24, 2021 |
| Book Page | 79421/426 |
| Instrument | 277353 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 88 KING ST, READING, MA 01867-2809 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 080278-455 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 80278/455 |
| Instrument | 89945 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 8, 2022 |
| Property Address | 88 KING ST, READING, MA 01867-2809 |
| Document Number | 079658-273 |
| Book / Page | 79658 / 273 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 21169 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88 KING ST, READING, MA 01867-2809 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 22, 2021 |
| Property Address | 88 KING ST, READING, MA 01867-2809 |
| Document Number | 077291-476 |
| Book / Page | 77291 / 476 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 63162 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 WALNUT ST, READING, MA 01867-3945 |
| Document Number | 0000063163 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 63163 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,634.00 (+3.05%) | $1,548,200 (+6.03%) Land $573,500 Building $974,700 | $1,843,665 (+2.99%) |
| 2024 | $17,112.00 (-1.64%) | $1,460,100 (+5.67%) Land $540,700 Building $919,400 | $1,790,085 |
| 2023 | $17,397.00 | $1,381,800 Land $500,700 Building $881,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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