Hampden County and Ludlow Town property record for 88 Kendall St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,586 sqft · built 1970 |
| Lot Size | 1.14 acres (49,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (May 2023) |
| Tax Bill | $5,674 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:11B-08150 B:133 L:0 |
| Primary APN | M:11B-08150 B:133 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,702 sqft (1.14 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 4680 |
|---|---|
| Street Address | 88 KENDALL ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8150 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 810412 |
88 Kendall St is owned and occupied by two individuals who bought it in May 2023.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 KENDALL ST, LUDLOW, MA 01056-1073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on File |
| Deed Sale | May 8, 2023 · Amount on File |
| Prior Sale | Jun 23, 2010 |
| Deed Document Number | 202320773 |
| Deed Book / Page | 24997 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 8, 2023 |
| Property Address | 88 KENDALL ST, LUDLOW, MA 01056-1073 |
| Document Number | 024997-342 |
| Book / Page | 24997 / 342 |
| Instrument Date | May 8, 2023 |
| Instrument | 20773 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 COLCHESTER ST, SPRINGFIELD, MA 01109-3710 |
| Document Number | 0000020774 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 20774 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 88 Kendall St was $5,674, up 2.2% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,674.00 (+2.2%) | $354,400 (+10.75%) Land $123,600 Building $230,800 | $361,443 (-6.63%) |
| 2025 | $5,552.00 (+1.42%) | $320,000 (+5.75%) Land $112,400 Building $207,600 | $387,125 (+5.03%) |
| 2024 | $5,474.00 (+2.66%) | $302,600 (+10.72%) Land $112,400 Building $190,200 | $368,600 |
| 2023 | $5,332.00 | $273,300 Land $102,900 Building $170,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Kendall St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 88 Kendall St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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