88 Inner Circle Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 88 Inner Circle Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,295 sqft · built 1976
Lot Size	0.158 acres (6,876 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Jan 2004)
Tax Bill	$8,327 (2023)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-427-045`

Property Details

APN / Parcel Number

Primary APN	`08-12-427-045`
Alternative APN	`08-12-427-045-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,295 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,876 sqft (0.158 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	88 INNER CIRCLE DR
City	DES PLAINES
State	IL
Zip	60016-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SAKOWICZ) SUB OF PT OF EH OF SE SEC 12 & PT OF EH NE OF SEC 13 EH SE SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	SAKOWICZ SUB
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3006
Census Tract	804901

Owner

88 Inner Circle Dr is owned and occupied by an individual who acquired it in September 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	88 INNER CIRCLE DR, DES PLAINES, IL 60016-2236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2017	Quit Claim Deed, Mortgage · FHA Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2004 · Amount on File
Deed Sale	Jan 9, 2004 · Amount on File
Deed Document Number	200414191
Last Transfer Date	Sep 14, 2017
Transfer Doc	0000045082
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	88 INNER CIRCLE DR, DES PLAINES, IL 60016-2236
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 INNER CIRCLE DR, DES PLAINES, IL 60016-2236

Mortgage

Document Number	0036206220
Date	Dec 28, 2023
Instrument	2336206220

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	MOUNT PROSPECT, IL 60056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	88 INNER CIRCLE DR, DES PLAINES, IL 60016-2236
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022934129
Date	Aug 17, 2021
Instrument	2122934129

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 25, 2017
Property Address	88 INNER CIRCLE DR, DES PLAINES, IL 60016-2236
Document Number	1729845082
Instrument Date	Sep 14, 2017
Instrument	29845082
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88 INNER CIRCLE DR DES PLAINES IL 600162236, DES PLAINES, IL 60016-2236

Mortgage

Document Number	1730446024
Date	Oct 25, 2017
Instrument	30446024

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,000 Land $10,314 Building $30,686	$410,000 Land $103,140 Building $306,860
2023	$8,327.00 (+4.77%)
2022	$7,948.00 Homeowner's exemption	$34,000 Land $8,595 Building $25,405	$340,000 Land $85,950 Building $254,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 88 Inner Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1987–2007)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 88 Inner Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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