88 Gudger Rd, Sewanee, TN 37375 Property Records

Franklin County property record for 88 Gudger Rd, Sewanee, TN 37375

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,613 sqft · built 2000
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on File
Last Sale	$319,500 (Sep 2025)
Tax Bill	$954 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`026080 00545`

Property Details

APN / Parcel Number

Primary APN	`026080 00545`
Alternative APN	`080 00545`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,613 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	216 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	88 GUDGER RD
City	SEWANEE
State	TN
Zip	37375-2896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 DIST:18 SUBD:MOUNTAIN VALLEY MAP REF:080
Legal Subdivision	MOUNTAIN VALLEY
Legal Lot Number	4
Jurisdiction	FRANKLIN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2046
Census Tract	960700

Owner

88 Gudger Rd is owned by an individual who bought it in September 2025.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	30 W QUEEN LN, PHILADELPHIA, PA 19144-2914
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer OBSIDIAN FINANCIAL SERVICES INC
May 19, 2022	Warranty Deed, Transfer SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	0000498416
Deed Book / Page	498 / 416
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 12, 2025
Property Address	88 GUDGER RD, SEWANEE, TN 37375-2896
Document Number	0025006100
Book / Page	D498 / 416
Map Reference	ENV 393 PG 1
Instrument Date	Sep 12, 2025
Instrument	25006100
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	NBA TITLE AND ESCROW LLC, A TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 GUDGER RD, SEWANEE, TN 37375-2896

Mortgage

Document Number	0025006101
Date	Sep 12, 2025
Instrument	25006101

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 19, 2022
Property Address	88 GUDGER RD, SEWANEE, TN 37375-2896
Document Number	0022004178
Book / Page	D0466 / 533
Map Reference	ENV 393 PG 1
Instrument Date	May 17, 2022
Instrument	22004178
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W QUEEN LN, PHILADELPHIA, PA 19144-2914

Tax Assessment & Valuation

The 2025 property tax bill for 88 Gudger Rd was $954.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00	$47,825 (-) Land $7,000 Building $40,825
2024	$954.00	$47,825 (-) Land $7,000 Building $40,825
2023		$47,825 Land $7,000 Building $40,825
2022	$897.00		$191,300 Land $28,000 Building $163,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 88 Gudger Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Gudger Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEWANEE UTILITY DISTRICT serves 5,970 people · EPA ID TN0000623
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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