88 Garner Ave, Waldorf, MD 20602 Property Records

Charles County property record for 88 Garner Ave, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,459 sqft · built 1967
Lot Size0.326 acres (14,200 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Mar 2023)
Tax Bill$4,570 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-006604

Property Details

APN / Parcel Number

Primary APN06-006604
Alternative APNs
  • 6006604
  • 006604

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,459 sqft Living Area
Gross Area2,503 sqft
1st Floor Area1,541 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,200 sqft (0.326 acres)
Deck Area240 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number006604
Street Address88 GARNER AVE
CityWALDORF
StateMD
Zip20602-2926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionL 35 B 2 S 3-C CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number35
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1003
Census Tract850902

Owner

88 Garner Ave is owned by a company that bought it in March 2023.

Source: Charles County records, as of September 16, 2026

Owner of RecordCompany Name on File
Mailing Address10580 MCCONNELL PL, WHITE PLAINS, MD 20695-3106
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
MATT LYNK INVESTMENTS LLC
Mar 21, 2023Deed, Transfer · Commercial Mortgage
LYNK INVESTMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2023 · Amount on File
Deed SaleMar 21, 2023 · Amount on File
Prior SaleMar 21, 2001 · Amount on File
Deed Book / Page12882 / 378
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address88 GARNER AVE, WALDORF, MD 20602-2926
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanyTRUSTED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 TALBERT CT, FINKSBURG, MD 21048-1948

Mortgage

Document Number0130810215
DateOct 12, 2023
Book Page13081/215
Lender
NameMATT LYNK INVESTMENTS LLC
TypeNon-Lending Institution
AddressRALEIGH, NC 27615
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMar 21, 2023
Property Address88 GARNER AVE, WALDORF, MD 20602-2926
Document Number0128820378
Book / Page12882 / 378
Map ReferenceMB PCM 11 PL 21
Instrument DateMar 16, 2023
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyTRUSTED TITLE SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10580 MCCONNELL PL, WHITE PLAINS, MD 20695-3106

Mortgage

Document Number0012882382
DateMar 21, 2023
Instrument12882/382
Lender
NameLYNK INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 88 Garner Ave was $4,570.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$334,833$349,600 Land $125,200 Building $224,400
2025$4,570.00
2023$4,054.00$285,133$305,300 Land $125,200 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Garner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Garner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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