Union County and Springfield Township property record for 88 Garden Oval, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 1,595 sqft · built 1958 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,500 (Jun 2018) |
| Tax Bill | $12,696 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00806-0000-00010 |
| Primary APN | 17-00806-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,595 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Width | 98 ft Width |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700039000000010 |
|---|---|
| Street Address | 88 GARDEN OVAL |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRING GARDENS SEC C |
| Legal Block | 806 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 37500 |
88 Garden Oval is owned and occupied by two individuals who bought it in June 2018.
Source: Union County and Springfield Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 GARDEN OVAL, SPRINGFIELD, NJ 07081-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jun 4, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Prior Sale | Aug 1, 1994 |
| Deed Document Number | 2018300591 |
| Deed Book / Page | 6266 / 504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 88 GARDEN OVAL, SPRINGFIELD, NJ 07081-1824 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 88 GARDEN OVAL, SPRINGFIELD, NJ 07081-1824 |
| Document Number | 0153502397 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 15350/2397 |
| Instrument | 50659 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 3, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 88 GARDEN OVAL, SPRINGFIELD, NJ 07081-1824 |
| Document Number | 0147262151 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 88 GARDEN OVAL SPRINGFIELD NJ 070811824, SPRINGFIELD, NJ 07081-1824 |
| Document Number | 0147262151 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 014726/002151 |
| Instrument | 694570 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 8, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 4, 2018 |
| Property Address | 88 GARDEN OVAL, SPRINGFIELD, NJ 07081-1824 |
| Document Number | 0062660504 |
| Book / Page | 006266 / 000504 |
| Instrument Date | May 20, 2018 |
| Instrument | 300591 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 88 GARDEN OVAL SPRINGFIELD NJ 070811824, SPRINGFIELD, NJ 07081-1824 |
| Document Number | 144490029 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 014449/000029 |
| Instrument | 658041 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2025 property tax bill for 88 Garden Oval was $12,696, up 1.5% from the year before.
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,600 (-) Land $222,000 Building $304,600 | $526,600 (-) Land $222,000 Building $304,600 | |
| 2025 | $12,696.00 (+1.52%) | $526,600 Land $222,000 Building $304,600 | $526,600 Land $222,000 Building $304,600 |
| 2024 | $12,506.00 | ||
| 2023 | $526,600 Land $222,000 Building $304,600 | $526,600 Land $222,000 Building $304,600 | |
| 2022 | $11,421.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Garden Oval in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 36 (1983–2022) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 88 Garden Oval has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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