88 Furman St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 88 Furman St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,104 sqft · built 1900
Lot Size	0.079 acres (3,465 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Nov 2010)
Tax Bill	$4,574 (2026)
Deeds & Mortgages	Apr 2019 Sale May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.51-3-18`

Property Details

APN / Parcel Number

Primary APN	`421500 49.51-3-18`
Alternative APN	`150004905100030180000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,104 sqft Total Area
1st Floor Area	1,052 sqft
2nd Floor Area	1,052 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,465 sqft (0.079 acres)
Lot Dimensions	105 ft deep x 33 ft wide
Porch	Slab
Porch Area	242 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	88 FURMAN ST
City	SCHENECTADY
State	NY
Zip	12304-1124
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4003
Census Tract	20700

Owner

88 Furman St, a duplex, is owned and occupied by two individuals who acquired it in April 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 FURMAN ST, 90, SCHENECTADY, NY 12304-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 1, 2017	Deed of Trust, Mortgage · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2010 · Amount on File
Deed Sale	Nov 8, 2010 · Amount on File
Prior Sale	Nov 8, 2010 · Amount on File
Deed Book / Page	1829 / 763
Last Transfer Date	Apr 10, 2019
Transfer Doc	0000016946
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 19, 2019
Property Address	88 FURMAN ST, SCHENECTADY, NY 12304-1124
Document Number	0000016946
Book / Page	002009 / 000678
Instrument Date	Apr 10, 2019
Instrument	16946
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$219.29
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 FURMAN ST SCHENECTADY NY 123041124, SCHENECTADY, NY 12304-1124

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	88 FURMAN ST, SCHENECTADY, NY 12304-1124
Document Number	0000021195
Book / Page	004760 / 000068
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 FURMAN ST SCHENECTADY NY 123041124, SCHENECTADY, NY 12304-1124

Mortgage

Document Number	0000021195
Date	May 12, 2017
Book Page	004760/000068
Instrument	21195

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 11, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 88 Furman St was $4,574 with a homeowner's exemption, up 5.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,574.00 (+5.54%) Homeowner's exemption
2025	$4,334.00	$74,300 Land $11,100 Building $63,200	$123,034 Land $18,381 Building $104,653
2023		$74,300 (-) Land $11,100 Building $63,200	$94,051 (+3.8%) Land $14,051 Building $80,000
2022		$74,300 Land $11,100 Building $63,200	$90,610 Land $13,537 Building $77,073
2021	$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Furman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Furman St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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