88 Fuller St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 88 Fuller St, Ludlow, MA 01056

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,110 sqft · built 1974
Lot Size	2.35 acres (102,507 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Oct 2019)
Tax Bill	$3,815 (2026)
Deeds & Mortgages	Aug 2018 Sale Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12C-05850 B:199 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12C-05850 B:199 L:0`
Alternative APNs	`LUDL M:12C B:5850 P:199` `3539`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Building Area	1,110 sqft Living Area
Gross Area	2,310 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	102,507 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	3539
Street Address	88 FULLER ST
City	LUDLOW
State	MA
Zip	01056-2311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	5850
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1024
Census Tract	810412

Owner

88 Fuller St, a condominium, is owned by two individuals who bought it in October 2019.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 RIDGE RD, TROY, NY 12180-7256
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Condominium Deed, Transfer NOT AVAILABLE
Jul 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage COUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2019220046
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	220046
Record Updated	Oct 29, 2026

August 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 31, 2018
Property Address	88 FULLER ST, LUDLOW, MA 01056-2311
Document Number	0000215703
Instrument Date	Aug 28, 2018
Instrument	215703
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$503.34
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 DECORIE DR WILBRAHAM MA 010951534, WILBRAHAM, MA 01095-1534

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 13, 2017
Property Address	88 FULLER ST, LUDLOW, MA 01056-2311
Document Number	0000211255
Instrument Date	Jul 10, 2017
Instrument	211255
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MULBERRY ST #513 SPRINGFIELD MA 011051436, 513, SPRINGFIELD, MA 01105-1436

Mortgage

Document Number	211256
Date	Jul 13, 2017
Instrument	211256

Lender

Name	COUNTRY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 88 Fuller St was $3,815, down 6.6% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,815.00 (-6.59%)	$238,300 (+1.23%) Building $238,300	$253,755 (+24.12%)
2025	$4,084.00 (+30.81%)	$235,400 (+36.38%) Building $235,400	$204,440 (+22.62%)
2024	$3,122.00 (+1.27%)	$172,600 (+9.24%) Building $172,600	$166,725
2023	$3,083.00	$158,000 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Fuller St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Fuller St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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