88 Forge Ct, North East, MD 21901 Property Records

Cecil County property record for 88 Forge Ct, North East, MD 21901

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,752 sqft · built 2002
Lot Size	0.532 acres (23,192 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2022)
Tax Bill	$4,552 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-116996`

Property Details

APN / Parcel Number

Primary APN	`05-116996`
Alternative APNs	`5116996` `116996`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,752 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,192 sqft (0.532 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	116996
Street Address	88 FORGE CT
City	NORTH EAST
State	MD
Zip	21901-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 81 - .5324 ACRE 88 FORGE COURT WHITAKER WOODS
Legal Subdivision	WHITAKER WOODS
Legal Lot Number	81
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	5
Census Block	5001
Census Tract	30908

Owner

88 Forge Ct is owned and occupied by two individuals who bought it in October 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 FORGE CT, NORTH EAST, MD 21901-2649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 31, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2022	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Oct 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Apr 16, 2002 · Amount on File
Deed Book / Page	5252 / 172
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0052410357
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	88 FORGE CT, NORTH EAST, MD 21901-2649
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 FORGE CT, NORTH EAST, MD 21901-2649

Mortgage

Document Number	0052840224
Date	Jan 19, 2023
Book Page	5284/224

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	474 Months
Due	Jul 12, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	88 FORGE CT, NORTH EAST, MD 21901-2649
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040740036
Date	May 31, 2017
Book Page	4074/036

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	88 FORGE CT, NORTH EAST, MD 21901-2649
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050680252
Date	Dec 27, 2021
Book Page	5068/252

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 25, 2022
Property Address	88 FORGE CT, NORTH EAST, MD 21901-2649
Document Number	0052520172
Book / Page	5252 / 172
Map Reference	MB 903 FO 652
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88 FORGE CT, NORTH EAST, MD 21901-2649

Mortgage

Document Number	0052520179
Date	Oct 25, 2022
Instrument	5252-0179

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Oct 4, 2022
Property Address	88 FORGE CT, NORTH EAST, MD 21901-2649
Document Number	0052410357
Book / Page	5241 / 357
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88 FORGE CT, NORTH EAST, MD 21901-2649

Tax Assessment & Valuation

The 2026 property tax bill for 88 Forge Ct was $4,552, up 9.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,552.00 (+9.29%)	$419,800 (+10.3%) Land $90,700 Building $329,100	$419,800 (-) Land $90,700 Building $329,100
2025	$4,165.00	$380,600	$419,800 Land $90,700 Building $329,100
2023	$2,637.00	$302,200 Land $90,700 Building $211,500	$302,200 Land $90,700 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Forge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Forge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HILL WATER COMPANY private · serves 2,154 people · EPA ID MD0070034
Water Source	Purchased surface water from TOWN OF NORTH EAST
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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