88 Forest St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 88 Forest St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1937
Lot Size	0.151 acres (6,560 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Oct 2022)
Tax Bill	$11,072 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WINC M:012 B:0126 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:012 B:0126 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	3,093 sqft
1st Floor Area	1,901 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,560 sqft (0.151 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	88 FOREST ST
City	WINCHESTER
State	MA
Zip	01890-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	126
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3021
Census Tract	338200

Owner

88 Forest St is owned and occupied by two individuals who bought it in October 2022.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 FOREST ST, WINCHESTER, MA 01890-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Oct 6, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Jun 23, 2000 · Amount on File
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 28, 2022
Property Address	88 FOREST ST, WINCHESTER, MA 01890-1236
Document Number	0001925948
Instrument Date	Oct 28, 2022
Instrument	1925948
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88 FOREST ST, WINCHESTER, MA 01890-1236

Mortgage

Document Number	0001925949
Date	Oct 28, 2022
Instrument	1925949

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Nov 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 6, 2017
Property Address	88 FOREST ST, WINCHESTER, MA 01890-1236
Document Number	0000072132
Instrument Date	Sep 15, 2017
Instrument	72132
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 FOREST ST WINCHESTER MA 018901236, WINCHESTER, MA 01890-1236

Mortgage

Document Number	72133
Date	Oct 6, 2017
Instrument	72133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 5, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 88 Forest St was $11,072, up 10,057.8% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,072.00 (+10,057.8%)	$999,300 (+0.83%) Land $703,600 Building $295,700	$865,787 (-2.81%)
2025	$109.00 (-98.9%)	$991,100 (+13.11%) Land $703,600 Building $287,500	$890,815
2024	$9,927.00 (-5.77%)	$876,200 (-1.86%) Land $611,900 Building $264,300
2023	$10,535.00	$892,800 Land $550,700 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Forest St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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