88 Fair Oak Rd, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 88 Fair Oak Rd, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,552 sqft · built 1924
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2021)
Tax Bill	$4,153 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04880 P:0026`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04880 P:0026`
Alternative APN	`48800026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	870 sqft
Basement Area	290 sqft
Unfinished Basement	290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	17,250 sqft (0.396 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	48800026
Street Address	88 FAIR OAK RD
City	SPRINGFIELD
State	MA
Zip	01128-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	SPRINGFIELD
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	801604

Owner

88 Fair Oak Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 FAIR OAK RD, SPRINGFIELD, MA 01128-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Aug 13, 2018	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
May 25, 2018	Warranty Deed, Transfer
Apr 13, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Aug 13, 2018 · Amount on File
Deed Document Number	202168460
Deed Book / Page	24149 / 585
Transfer Doc	21639-138
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	88 FAIR OAK RD, SPRINGFIELD, MA 01128-1006
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023007-80
Date	Dec 19, 2019
Book Page	23007/80
Instrument	74977

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 28, 2021
Property Address	88 FAIR OAK RD, SPRINGFIELD, MA 01128-1006
Document Number	24149-585
Book / Page	24149 / 585
Instrument Date	Sep 28, 2021
Instrument	68460
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	193 FOUNTAIN ST, SPRINGFIELD, MA 01108-3030

Mortgage

Document Number	68461
Date	Sep 28, 2021
Instrument	68461

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 13, 2018
Property Address	88 FAIR OAK RD, SPRINGFIELD, MA 01128-1006
Document Number	22310-548
Book / Page	22310 / 548
Instrument	47713
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223100551
Date	Aug 13, 2018
Instrument	22310/0551

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 25, 2018
Property Address	88 FAIR OAK RD, SPRINGFIELD, MA 01128-1006
Document Number	22189-478
Book / Page	022189 / 000478
Instrument Date	May 24, 2018
Instrument	28921
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Amount	Amount on Record
Tax	$580.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DEERFOOT DR EAST LONGMEADOW MA 010281411, EAST LONGMEADOW, MA 01028-1411

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 13, 2017
Property Address	88 FAIR OAK RD, SPRINGFIELD, MA 01128-1006
Document Number	21639-138
Book / Page	021639 / 000138
Instrument Date	Mar 22, 2017
Instrument	19838
Transaction Type	Foreclosure
Record Updated	May 2, 2017

Transaction

Amount	Amount on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

The 2026 property tax bill for 88 Fair Oak Rd was $4,153, down 4.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,153.00 (-4.35%)	$268,600 (-3%) Land $63,600 Building $205,000	$385,665 (+11.84%)
2025	$4,342.00	$276,900 Land $63,600 Building $213,300	$344,850 (+2.05%)
2024			$337,915
2023	$4,225.00	$247,800 Land $60,500 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Fair Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Fair Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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