Flagler County property record for 88 Covington Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,858 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $634,900 (Nov 2022) |
| Tax Bill | $9,839 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00110-0420 |
| Primary APN | 07-11-31-7016-00110-0420 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 3,842 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 630 sqft |
| Pool Area | 439 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 88 COVINGTON LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 16 BLOCK 00011 LOT 0042 SUBDIVISION COMPLETION YEAR 1980 OR 188 PG 567 OR 896 PG 435 OR 1492 PG 1785 OR 1628/1250-DC OR 2457/ 376 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 11 |
| Legal Lot Number | 42 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 60104 |
88 Covington Ln is owned by a company that bought it in November 2022.
Source: Flagler County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6 OAK CT, ORMOND BEACH, FL 32174-2623 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 21, 2022 | Warranty Deed, Transfer VETERANS TITLE INC, VETERANS TITLE LLC |
| Apr 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 9, 2020 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Apr 30, 2021 · Amount on File |
| Deed Document Number | 202254910 |
| Deed Book / Page | 2735 / 1638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 21, 2022 |
| Property Address | 88 COVINGTON LN, PALM COAST, FL 32137-9015 |
| Document Number | 0027351638 |
| Book / Page | 2735 / 1638 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022054910 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | VETERANS TITLE INC, VETERANS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,444.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 ARUBA CIR, 1141, CHARLESTON, SC 29412-8645 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 88 COVINGTON LN, PALM COAST, FL 32137-9015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 30, 2021 |
| Property Address | 88 COVINGTON LN, PALM COAST, FL 32137-9015 |
| Document Number | 0025561483 |
| Book / Page | 2556 / 1483 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021023543 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,174.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 FLARESTONE CT, 6, PALM COAST, FL 32137-8364 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 88 COVINGTON LN, PALM COAST, FL 32137-9015 |
| Document Number | 25561485 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2556/1485 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 9, 2020 |
| Property Address | 88 COVINGTON LN, PALM COAST, FL 32137-9015 |
| Document Number | 0024570376 |
| Book / Page | 2457 / 376 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020025994 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,863.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 CLARK LN, 2, PALM COAST, FL 32137-8139 |
| Name | Verified Name |
|---|---|
| Address | 88 COVINGTON LN, PALM COAST, FL 32137-9015 |
| Document Number | 0002457378 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 2457/378 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 88 Covington Ln was $9,839, down 3.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,839.00 (-3.45%) | $541,404 Land $66,000 Building $475,404 | $541,404 Land $66,000 Building $475,404 |
| 2024 | $10,191.00 (+9.49%) | ||
| 2023 | $9,308.00 (+12.92%) | $502,413 (+5.56%) Land $59,000 Building $443,413 | $502,413 (+5.56%) Land $59,000 Building $443,413 |
| 2022 | $8,243.00 Homeowner's exemption | $475,932 Land $64,500 Building $411,432 | $475,932 Land $64,500 Building $411,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Covington Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 21 (2001–2024) |
| Claims Outside the SFHA | 18 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Covington Ln is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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