88 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 88 Cooper Ave, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,838 sqft · built 1924
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on File
Last Sale$751,000 (Apr 2004)
Tax Bill$25,829 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-03506-0000-00023

Property Details

APN / Parcel Number

Primary APN13-03506-0000-00023
Alternative APN
  • 130350600023

Interior

Stories2 Stories
Building Area2,838 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions160 ft deep x 55 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130350600023
Street Address88 COOPER AVE
CityMONTCLAIR
StateNJ
Zip07043-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description55X160
Legal Block3506
Legal Lot Number23
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4001
Census Tract16300

Owner

88 Cooper Ave is owned and occupied by two individuals who bought it in April 2004.

Source: Essex County and Montclair Township records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address88 COOPER AVE, MONTCLAIR, NJ 07043-2219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2004 · Amount on File
Deed SaleApr 14, 2004 · Amount on File
Prior SaleOct 16, 1990 · Amount on File
Deed Book / Page6060 / 726
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address88 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number0000089175
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address88 COOPER AVE MONTCLAIR NJ 070432219, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number0000089175
DateOct 10, 2017
Instrument89175
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 88 Cooper Ave was $25,829, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,600 (-) Land $365,000 Building $369,600$734,600 (-) Land $365,000 Building $369,600
2025$25,829.00 (+3.32%)$734,600 Land $365,000 Building $369,600$734,600 Land $365,000 Building $369,600
2024$24,998.00
2023$734,600 Land $365,000 Building $369,600$734,600 Land $365,000 Building $369,600
2022$24,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1983–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Cooper Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Cooper Ave

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