88 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 88 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,502 sqft · built 1900
Lot Size	0.074 acres (3,219 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Oct 2017)
Tax Bill	$4,713 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:518 S:016`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:518 S:016`
Alternative APN	`LYNN M:094 B:518 L:016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,502 sqft Living Area
Gross Area	2,400 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,219 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	88 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	518
Legal Lot Number	16
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3001
Census Tract	206500

Owner

Source: Essex County and Lynn City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	36 SOUTH TER, BEVERLY, MA 01915-3960
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CORPORATION
Sep 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNIVERSAL CAPITAL CORP
Feb 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNIVERSAL CAPITAL CORP
Dec 13, 2022	Quit Claim Deed, Transfer · Commercial Mortgage UNIVERSAL CAPITAL CORP
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL CAP
Oct 24, 2017	Quit Claim Deed, Transfer · Conventional with PMI UNIVERSAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	May 6, 1996 · Amount on Record
Deed Document Number	2017171024003650
Deed Book / Page	36276 / 21
Last Transfer Date	Dec 13, 2022
Transfer Doc	041348-373
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Oct 2, 2026
Property Address	88 CHATHAM ST, LYNN, MA 01902-2315
Document Number	0000002530
Book / Page	43667 / 376
Instrument Date	Oct 2, 2026
Instrument	20262530
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002530,
Date	Oct 2, 2026
Book Page	43667/376
Instrument	20262530

Lender

Name	CAPITAL CORPORATION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	88 CHATHAM ST, LYNN, MA 01902-2315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041755-32
Date	Sep 11, 2023
Book Page	41755/32
Instrument	20230911002480

Lender

Name	UNIVERSAL CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	88 CHATHAM ST, LYNN, MA 01902-2315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042560-195
Date	Feb 4, 2025
Book Page	42560/195
Instrument	20250204000100

Lender

Name	UNIVERSAL CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 13, 2022
Property Address	88 CHATHAM ST, LYNN, MA 01902-2315
Document Number	041348-373
Book / Page	41348 / 373
Instrument Date	Dec 13, 2022
Instrument	20221213001890
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SOUTH TER # R, R, BEVERLY, MA 01915-3960

Mortgage

Document Number	20221213001900
Date	Dec 13, 2022
Instrument	20221213001900

Lender

Name	UNIVERSAL CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	88 CHATHAM ST, LYNN, MA 01902-2315
Document Number	37075-35
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36R S TER LYNN MA 01902, LYNN, MA 01902

Mortgage

Document Number	37075-35
Date	Oct 11, 2018
Book Page	037075/000035
Instrument	11002710

Lender

Name	UNIVERSAL CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 24, 2017
Property Address	88 CHATHAM ST, LYNN, MA 01902-2315
Document Number	36276-21
Book / Page	036276 / 000021
Instrument Date	Oct 24, 2017
Instrument	1710243650
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36R SOUTH TER BEVERLY MA 019153960, BEVERLY, MA 01915-3960

Mortgage

Document Number	36276-24
Date	Oct 24, 2017
Book Page	036276/000024
Instrument	1710243660

Lender

Name	UNIVERSAL CAP
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,713.00 (+7.31%)	$454,900 (+9.06%) Land $150,500 Building $304,400	$368,315
2024	$4,392.00 (+6.19%)	$417,100 (+12.46%) Land $143,100 Building $274,000
2023	$4,136.00	$370,900 Land $130,300 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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