88 Charles Rd, Stirling, NJ 07980 Property Records

Morris County and Long Hill Township property record for 88 Charles Rd, Stirling, NJ 07980 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,406 sqft · built 2023
Lot Size	2.68 acres (116,828 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2020)
Tax Bill	$24,364 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale + 2 more
APN	`30-14205-0000-00003-02`

Property Details

APN / Parcel Number

Primary APN	`30-14205-0000-00003-02`
Alternative APN	`30142050000000030002`

Interior

Building Area	3,406 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	116,828 sqft

Location & Zoning

Street Address	88 CHARLES RD
City	STIRLING
State	NJ
Zip	07980-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROSE WOOD ESTATES
Legal Block	14205
Legal Lot Number	3.2
Jurisdiction	MORRIS NJ
Township / Civil Division	LONG HILL
Census Block Group	3
Census Block	3045
Census Tract	44102

Owner

Source: Morris County and Long Hill Township records · APN 30-14205-0000-00003-02

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	88 CHARLES RD, STIRLING, NJ 07980-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 05, 2020	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Feb 04, 2019	Grant Deed, Transfer DARLENE A BOWER TITLE AGENCY, DARLENE A BOWER TITLE AGCY
Jan 31, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2020 · Amount on Record
Deed Sale	Oct 05, 2020 · Amount on Record
Prior Sale	Feb 04, 2019 · Amount on Record
Deed Document Number	202067856
Deed Book / Page	23885 / 414
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	88 CHARLES RD, STIRLING, NJ 07980-1032
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242221401
Date	Sep 28, 2021
Book Page	24222/1401
Instrument	2021077933

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jun 01, 2036

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 05, 2020
Property Address	88 CHARLES RD, STIRLING, NJ 07980-1032
Document Number	0238850414
Book / Page	023885 / 000414
Instrument Date	Aug 18, 2020
Instrument	67856
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 PARK AVE #3 HOBOKEN NJ 070304412, 3, HOBOKEN, NJ 07030-4412

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 04, 2019
Property Address	88 CHARLES RD, STIRLING, NJ 07980-1032
Document Number	0234871697
Book / Page	023487 / 001697
Instrument Date	Jan 30, 2019
Instrument	5812
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	DARLENE A BOWER TITLE AGENCY, DARLENE A BOWER TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 REDMONT RD WATCHUNG NJ 070696030, WATCHUNG, NJ 07069-6030

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 31, 2019
Property Address	88 CHARLES RD, STIRLING, NJ 07980-1032
Document Number	0234860532
Book / Page	023486 / 000532
Instrument Date	Dec 20, 2017
Instrument	5197
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1418 LONG HILL RD MILLINGTON NJ 079461812, MILLINGTON, NJ 07946-1812

Tax Assessment & Valuation

Source: Morris County and Long Hill Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Long Hill Township
Elementary School District	Long Hill Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,197,700 (+6.7%) Land $333,600 Building $864,100	$1,197,700 (+6.7%) Land $333,600 Building $864,100
2025		$1,122,500 (+123.78%) Land $309,600 Building $812,900	$1,122,500 (+123.78%) Land $309,600 Building $812,900
2024	$24,364.00 (+266.1%)
2023		$501,600 (+70.84%) Land $301,600 Building $200,000	$501,600 (+70.84%) Land $301,600 Building $200,000
2022	$6,655.00 (-15.46%)	$293,600 Land $293,600	$293,600 Land $293,600
2021	$7,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270441023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 units insured 39 under condo master policies
Nearby Flood Claims	40 (1979–2021)
Claims Outside the SFHA	12 of 40
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding, Mar 2010 · 11 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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