Essex County and Gloucester City property record for 88 Centennial Ave, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 888 sqft · built 1900 |
| Lot Size | 0.052 acres (2,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2024) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | May 2021 Refinance Jun 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0018 B:0032 L:0000 |
| Primary APN | GLOU M:0018 B:0032 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 888 sqft Living Area |
| Gross Area | 1,239 sqft |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,263 sqft (0.052 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 88 CENTENNIAL AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 32 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records · APN GLOU M:0018 B:0032 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 CENTENNIAL AVE, GLOUCESTER, MA 01930-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jun 10, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| May 12, 2017 | Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on Record |
| Deed Sale | Oct 10, 2024 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Book / Page | 42368 / 539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 88 CENTENNIAL AVE, GLOUCESTER, MA 01930-2549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039909-547 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 39909/547 |
| Instrument | 20210524003190 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 88 CENTENNIAL AVE, GLOUCESTER, MA 01930-2549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042157-466 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | 42157/466 |
| Instrument | 20240610000570 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 88 CENTENNIAL AVE, GLOUCESTER, MA 01930-2549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038194-161 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 38194/161 |
| Instrument | 20200115003420 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 12, 2017 |
| Property Address | 88 CENTENNIAL AVE, GLOUCESTER, MA 01930-2549 |
| Document Number | 35862-112 |
| Book / Page | 035862 / 000112 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 1705120330 |
| Transaction Type | Foreclosure |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 MARKET ST IPSWICH MA 019382212, IPSWICH, MA 01938-2212 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 (+1.54%) | $387,300 (+1.63%) Land $130,300 Building $257,000 | |
| 2024 | $3,708.00 (+8.71%) | $381,100 (+18.32%) Land $124,100 Building $257,000 | $380,285 |
| 2023 | $3,411.00 | $322,100 Land $110,800 Building $211,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 896 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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