88 Cedar St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 88 Cedar St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,722 sqft · built 1930
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$762,000 (Nov 2014)
Tax Bill	$14,434 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-00302-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`12-00302-0000-00018`
Alternative APNs	`120030200018` `07041`

Interior

Stories	2 Stories
Building Area	1,722 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	88 CEDAR ST
City	MILLBURN
State	NJ
Zip	07041-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X200
Legal Subdivision	JAMES A WILLIAMSON
Legal Block	302
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3002
Census Tract	20200

Owner

88 Cedar St is owned and occupied by two individuals who bought it in November 2014.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 CEDAR ST, MILLBURN, NJ 07041-2121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Oct 23, 2014 · Amount on File
Deed Book / Page	12526 / 4268
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 CEDAR ST, MILLBURN, NJ 07041-2121
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005011
Date	Jan 19, 2022
Instrument	2022005011

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 CEDAR ST, MILLBURN, NJ 07041-2121
Document Number	0000058970
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 CEDAR ST MILLBURN NJ 070412121, MILLBURN, NJ 07041-2121

Mortgage

Document Number	0000058970
Date	Jun 27, 2019
Instrument	58970

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 88 Cedar St was $14,434, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,900 (-) Land $498,100 Building $216,800	$714,900 (-) Land $498,100 Building $216,800
2025	$14,434.00 (+1.87%)	$714,900 Land $498,100 Building $216,800	$714,900 Land $498,100 Building $216,800
2024	$14,169.00
2023		$714,900 Land $498,100 Building $216,800	$714,900 Land $498,100 Building $216,800
2022	$13,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Cedar St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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