Erie County and Lancaster Town property record for 88 Bowen Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1955 |
| Lot Size | 0.17 acres (7,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Dec 2023) |
| Tax Bill | $4,644 (2026) |
| Deeds & Mortgages | Jan 2024 Transfer Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.07-4-21 |
| Primary APN | 145203 115.07-4-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,380 sqft (0.17 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 88 BOWEN AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC10 1911 C 1 6O X 123 |
| Legal Subdivision | PALMER HEIGHTS SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 5 |
| Census Block | 5023 |
| Census Tract | 14300 |
88 Bowen Ave is owned and occupied by two individuals who bought it in December 2023.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Dec 18, 2023 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Jun 30, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Prior Sale | Feb 10, 2011 · Amount on File |
| Deed Document Number | 20232023217895 |
| Deed Book / Page | 11425 / 8281 |
| Prior Transfer Date | Feb 9, 2011 |
| Prior Transfer Doc | 0111982250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 31, 2024 |
| Property Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Document Number | 0114273913 |
| Book / Page | 11427 / 3913 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2024017080 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Name | Verified Name |
|---|---|
| Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 18, 2023 |
| Property Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Document Number | 0114258281 |
| Book / Page | 11425 / 8281 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023217895 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,048.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3617 CONNIE TRL, BLASDELL, NY 14219-2652 |
| Name | Verified Name |
|---|---|
| Address | 2032 COMO PARK BLVD, LANCASTER, NY 14086-3021 |
| Document Number | 0141137551 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 14113/7551 |
| Instrument | 2023217896 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 30, 2023 |
| Property Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Document Number | 0114189095 |
| Book / Page | 11418 / 9095 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023112281 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 BOWEN AVE, LANCASTER, NY 14086-2702 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3617 CONNIE TRL, BLASDELL, NY 14219-2652 |
The 2026 property tax bill for 88 Bowen Ave was $4,644, up 191.2% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,644.00 (+191.16%) | ||
| 2025 | $1,595.00 (-64.58%) | $133,000 (-) Land $33,900 Building $99,100 | $207,813 (+12.51%) Land $52,969 Building $154,844 |
| 2024 | $4,503.00 | $133,000 (-) Land $33,900 Building $99,100 | $184,700 (+4.17%) Land $47,078 Building $137,622 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $133,000 (-) Land $33,900 Building $99,100 | $177,300 (+15.96%) Land $45,192 Building $132,108 |
| 2022 | $133,000 Land $33,900 Building $99,100 | $152,900 Land $38,972 Building $113,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Bowen Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1985) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 88 Bowen Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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