Bergen County and Saddle Brook Township property record for 88 Birk St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,856 sqft · built 1980 |
| Lot Size | 0.153 acres (6,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $765,000 (Mar 2024) |
| Tax Bill | $14,853 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 57-01311-0000-00037 |
| Primary APN | 57-01311-0000-00037 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,856 sqft Living Area |
|---|
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 6,673 sqft (0.153 acres) |
| Lot Dimensions | 94 ft deep x 71 ft wide |
| Old Parcel Number | 5700151000000034B2 |
|---|---|
| Street Address | 88 BIRK ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 71 X 94 |
| Legal Block | 1311 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 52100 |
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 EDISON ST, RIDGEFIELD PARK, NJ 07660-2205 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 20, 2024 | Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Apr 28, 2000 · Amount on Record |
| Deed Document Number | 202415353 |
| Deed Book / Page | 5197 / 1558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 2, 2026 |
| Property Address | 88 BIRK ST, SADDLE BROOK, NJ 07663 |
| Document Number | 0000021786 |
| Book / Page | 5761 / 1792 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 202621786 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 88 BIRK ST, SADDLE BROOK, NJ 07663 |
| Document Number | 0057611792, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 5761/1792 |
| Instrument | 202621786 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 20, 2024 |
| Property Address | 88 BIRK ST, SADDLE BROOK, NJ 07663 |
| Document Number | 0051971558 |
| Book / Page | 5197 / 1558 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024015353 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | NOT AVAILABLE, CATIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,934.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 HILLTOP RD, KINNELON, NJ 07405-2173 |
| Name | Verified Name |
|---|---|
| Address | 2 EDISON ST, RIDGEFIELD PARK, NJ 07660-2205 |
| Document Number | 2024015354 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024015354 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 88 BIRK ST, SADDLE BROOK, NJ 07663-5222 |
| Document Number | 0025611175 |
| Book / Page | 002561 / 001175 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 88 BIRK ST SADDLE BROOK NJ 076635222, SADDLE BROOK, NJ 07663-5222 |
| Document Number | 0025611175 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 002561/001175 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 12, 2032 |
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,300 (+20.35%) Land $224,600 Building $528,700 | $753,300 (+20.35%) Land $224,600 Building $528,700 | |
| 2025 | $14,853.00 (+3.57%) | $625,900 (+11.51%) Land $220,800 Building $405,100 | $625,900 (+11.51%) Land $220,800 Building $405,100 |
| 2024 | $14,341.00 (+11.92%) | ||
| 2023 | $561,300 Land $208,900 Building $352,400 | $561,300 Land $208,900 Building $352,400 | |
| 2022 | $12,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 181 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 199 units insured incl. 18 condo units |
| Nearby Flood Claims | 63 (1979–2022) |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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