88 Bessida St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 88 Bessida St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1928
Lot Size	0.076 acres (3,324 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Nov 2021)
Tax Bill	$13,593 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-01022-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`02-01022-0000-00016`
Alternative APN	`020102200016`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	3,324 sqft (0.076 acres)
Lot Dimensions	95 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	020102200016
Street Address	88 BESSIDA ST
City	BLOOMFIELD
State	NJ
Zip	07003-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	35 X 95
Legal Block	1022
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2003
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 16, 2021	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 3, 2017	Grant Deed, Transfer · Conventional with PMI STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	2021136897
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203

Mortgage

Document Number	0000065067
Date	Oct 17, 2025
Instrument	2025065067

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203

Mortgage

Document Number	0000013056
Date	Mar 6, 2024
Instrument	2024013056

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Nov 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 16, 2021
Property Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203
Document Number	2021136897
Instrument Date	Oct 12, 2021
Instrument	2021136897
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8838 BUTTERFIELD LN, 8838, ORLAND PARK, IL 60462-1441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203
Investor	Possibly a Property Investor

Mortgage

Document Number	2021136898
Date	Nov 16, 2021
Instrument	2021136898

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 3, 2017
Property Address	88 BESSIDA ST, BLOOMFIELD, NJ 07003-4203
Document Number	0000087824
Instrument Date	Jun 6, 2017
Instrument	87824
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 BESSIDA ST BLOOMFIELD NJ 070034203, BLOOMFIELD, NJ 07003-4203

Mortgage

Document Number	87827
Date	Oct 3, 2017
Instrument	87827

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,600 (-) Land $139,200 Building $250,400	$389,600 (-) Land $139,200 Building $250,400
2025	$13,593.00 (+2.86%)	$389,600 (-) Land $139,200 Building $250,400	$389,600 (-) Land $139,200 Building $250,400
2024	$13,215.00 (+13.2%)
2023		$389,600 Land $139,200 Building $250,400	$389,600 Land $139,200 Building $250,400
2022	$11,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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