Suffolk County and East Hampton Town property record for 88 Benson Dr, Montauk, NY 11954
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Jul 2014) |
| Tax Bill | $5,064 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472489 30.-5-8 |
| Primary APN | 472489 30.-5-8 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 88 BENSON DR |
|---|---|
| City | MONTAUK |
| State | NY |
| Zip | 11954-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK LOT 120 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | EAST HAMPTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 201007 |
88 Benson Dr is owned and occupied by an individual who bought it in July 2014.
Source: Suffolk County and East Hampton Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 BENSON DR, MONTAUK, NY 11954-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 7, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Oct 27, 2017 | Loan Modification, Consolidation and Extension, Mortgage CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Prior Sale | Aug 23, 2004 · Amount on File |
| Deed Book / Page | 12783 / 30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 88 BENSON DR, MONTAUK, NY 11954-5207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235740099 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 23574/99 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 88 BENSON DR, MONTAUK, NY 11954-5207 |
| Document Number | 0231990566 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 3RD ST BROOKLYN NY 112314976, BROOKLYN, NY 11231-4976 |
| Document Number | 0231990566 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 023199/000566 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 88 BENSON DR, MONTAUK, NY 11954-5207 |
| Document Number | 0231990567 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 3RD ST #3 BROOKLYN NY 112314979, 3, BROOKLYN, NY 11231-4979 |
| Document Number | 0231990567 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 023199/000567 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 88 BENSON DR, MONTAUK, NY 11954-5207 |
| Document Number | 0228810753 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Title Company | CARNEGIE NATIONAL ABSTRACT, CARNEGIE NAT'L ABS |
| Name | Verified Name |
|---|---|
| Address | 126 1ST PL BROOKLYN NY 112314677, BROOKLYN, NY 11231-4677 |
| Document Number | 0228810753 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 022881/000753 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 88 BENSON DR, MONTAUK, NY 11954-5207 |
| Document Number | 0228810754 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 126 1ST PL #4 BROOKLYN NY 112314678, 4, BROOKLYN, NY 11231-4678 |
| Document Number | 0228810754 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 022881/000754 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Suffolk County and East Hampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | East Hampton Town |
| Unified School District | Montauk Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,425 Land $400 Building $4,025 | $1,382,813 (+10,837.38%) Land $125,000 Building $1,257,813 | |
| 2024 | $5,064.00 | $12,643 (+5.72%) Land $1,143 Building $11,500 | |
| 2023 | $4,425 Land $400 Building $4,025 | $11,959 Land $1,081 Building $10,878 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 88 Benson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 216 individual policies |
| Nearby Flood Policies | 224 units insured incl. 8 condo units |
| Nearby Flood Claims | 14 (2005–2024) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Benson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
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