88 Bell Ave, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 88 Bell Ave, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 2017
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Feb 2017)
Tax Bill	$6,063 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`473000 85.-3-30.1`

Property Details

APN / Parcel Number

Primary APN	`473000 85.-3-30.1`
Alternative APNs	`0600-085.00-03.00-030.001` `300008500000030300010000` `4730009023` `17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	40 ft deep x 350 ft wide
View / Lot	Canal

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17
Street Address	88 BELL AVE
City	RIVERHEAD
State	NY
Zip	11901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	N X DALMIDA E X ARMSTEAD S X BELL W X ROW
Legal Block	3
Legal Lot Number	30
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2006
Census Tract	169906

Owner

88 Bell Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 BELL AVE, RIVERHEAD, NY 11901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2018	Deed, Transfer
Aug 16, 2017	Deed of Trust, Mortgage USM CAPITAL LLC
Feb 7, 2017	Grant Deed, Transfer BRIDGE ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Deed Book / Page	12899 / 827
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	88 BELL AVE, RIVERHEAD, NY 11901
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235630845
Date	Jan 29, 2024
Book Page	23563/845

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	88 BELL AVE, RIVERHEAD, NY 11901
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232340795
Date	Feb 22, 2021
Book Page	23234/795
Instrument	DL055841

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 29, 2018
Property Address	88 BELL AVE, RIVERHEAD, NY 11901
Document Number	0129850088
Book / Page	12985 / 88
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 OLD COUNTRY RD, EASTPORT, NY 11941-1426

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	88 BELL AVE, RIVERHEAD, NY 11901
Document Number	0228610115
Book / Page	022861 / 000115
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 UNDERWOOD DR EAST HAMPTON NY 119371458, EAST HAMPTON, NY 11937-1458

Mortgage

Document Number	0228610115
Date	Oct 2, 2017
Book Page	022861/000115

Lender

Name	USM CAPITAL LLC
Address	201 OLD COUNTRY RD # 150, MELVILLE, NY 11747-2799

Agreement

Amount	Amount on Record

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 7, 2017
Property Address	88 BELL AVE, RIVERHEAD, NY 11901
Document Number	0128990827
Book / Page	012899 / 000827
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	BRIDGE ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 BELL AVE FLANDERS NY 11901, FLANDERS, NY 11901

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,600 Land $2,000 Building $26,600	$350,490 Land $24,510 Building $325,980
2024	$6,063.00
2023		$28,600 Land $2,000 Building $26,600	$307,858 Land $21,529 Building $286,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Bell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Bell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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