88 Beech St, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 88 Beech St, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,970 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Aug 2006)
Tax Bill	$15,258 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00100-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`56-00100-0000-00037`
Alternative APN	`560010000037`

Interior

Stories	2 Stories
Building Area	1,970 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	88 BEECH ST
City	RUTHERFORD
State	NJ
Zip	07070-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100
Legal Subdivision	RUTHERFORD PARK
Legal Block	100
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	3
Census Block	3007
Census Tract	51100

Owner

88 Beech St is owned and occupied by two individuals who bought it in August 2006.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 BEECH ST, RUTHERFORD, NJ 07070-1154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2006 · Amount on File
Deed Sale	Aug 16, 2006 · Amount on File
Deed Book / Page	9134 / 392
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	88 BEECH ST, RUTHERFORD, NJ 07070-1154
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	SUBURBAN TTL & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048431001
Date	Oct 24, 2022
Book Page	4843/1001
Instrument	2022102376

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	88 BEECH ST, RUTHERFORD, NJ 07070-1154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036871813
Date	Sep 1, 2020
Book Page	3687/1813
Instrument	20-079748

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 88 Beech St was $15,258, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,500 (+1.41%) Land $270,000 Building $213,500	$483,500 (+1.41%) Land $270,000 Building $213,500
2025	$15,258.00 (+2.54%)	$476,800 Land $270,000 Building $206,800	$476,800 Land $270,000 Building $206,800
2024	$14,880.00
2023		$476,800 Land $270,000 Building $206,800	$476,800 Land $270,000 Building $206,800
2022	$14,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Beech St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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