88 Beach Point Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 88 Beach Point Rd, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,034 sqft · built 1975
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$275,500 (Jan 2003)
Tax Bill	$8,717 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:046.0 B:0000 L:0007.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:046.0 B:0000 L:0007.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,300 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	88 BEACH POINT RD
City	LANCASTER
State	MA
Zip	01523-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	7.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3015
Census Tract	713100

Owner

88 Beach Point Rd is owned and occupied by two individuals who bought it in January 2003.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 BEACH POINT RD, LANCASTER, MA 01523-1728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit DEL ONE CREDIT UNION
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2003 · Amount on File
Deed Sale	Jan 21, 2003 · Amount on File
Prior Sale	May 31, 1996 · Amount on File
Deed Book / Page	28766 / 11
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Recording Date	May 28, 2026
Property Address	88 BEACH POINT RD, LANCASTER, MA 01523-1728
Document Number	073632-246
Book / Page	73632 / 246
Instrument Date	May 22, 2026
Instrument	202642150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BEACH POINT RD, LANCASTER, MA 01523-1728

Mortgage

Document Number	0000042150,
Date	May 28, 2026
Book Page	73632/246
Instrument	202642150

Lender

Name	DEL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	88 BEACH POINT RD, LANCASTER, MA 01523-1728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63701-281
Date	Nov 9, 2020
Book Page	63701/281
Instrument	136105

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	88 BEACH POINT RD, LANCASTER, MA 01523-1728
Document Number	60078-227
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 BEACH POINT RD LANCASTER MA 015231728, LANCASTER, MA 01523-1728

Mortgage

Document Number	60078-227
Date	Feb 25, 2019
Book Page	060078/000227
Instrument	16522

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 88 Beach Point Rd was $8,717.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,717.00	$539,400 Land $113,200 Building $426,200	$578,170 (+17.04%)
2024			$494,000
2023	$8,538.00	$496,700 Land $95,800 Building $400,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Beach Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Beach Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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